PAY (Paymentus Holdings) Tariff Resilience Score: 7/10 (As of Jul. 03, 2026)


PAY Paymentus Holdings Inc PAY
84 GF Score
Price $27.06
GF Value $38.88
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Paymentus Holdings Tariff Resilience Score?

Paymentus Holdings PAY +6.49% 84 Tariff Resilience Score is 7 as of Jul. 03, 2026. GuruFocus rates PAY with a GF Score™ of 84/100 and a GF Value™ of $38.88 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,812 Software companies, Paymentus Holdings ranks better than 90.43% on this metric.

Paymentus Holdings has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

Paymentus Holdings has Operates in the digital payment space with minimal physical goods involved, reducing direct tariff impact. However, global economic conditions influenced by tariffs could indirectly affect transaction volumes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Paymentus Holdings might have Highly Resilient.

Paymentus Holdings  (NYSE:PAY) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Paymentus Holdings Tariff Resilience Score Related Terms

PAY vs NTCT, INFQ, TDC: Tariff Resilience Score Comparison

For the Software - Infrastructure subindustry, Paymentus Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paymentus Holdings Tariff Resilience Score vs Software Industry

For the Software industry and Technology sector, Paymentus Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Paymentus Holdings's Tariff Resilience Score falls into.


PAY
84GF Score
Paymentus Holdings Inc PAY
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
Paymentus Holdings (PAY) has a Tariff Resilience Score of 7 as of Jul. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Paymentus Holdings ranks #269 out of 2812 companies in the Software industry, placing it in the top 9.6%.
Is Paymentus Holdings' Tariff Resilience Score too high?
Paymentus Holdings' current Tariff Resilience Score is 7. Based on the distribution chart, Paymentus Holdings ranks #269 out of 2812 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Paymentus Holdings has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paymentus Holdings' Tariff Resilience Score compare to NTCT and INFQ?
According to the Software industry distribution chart, Paymentus Holdings ranks #269 out of 2812 companies for Tariff Resilience Score. This places Paymentus Holdings in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Software company?
A good Tariff Resilience Score depends on the Software industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Paymentus Holdings's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paymentus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Significantly Undervalued. The stock's GF Value™ is $38.88, compared to a current price of $27.06 — trading 30.4% below its estimated fair value. The current Tariff Resilience Score is 7. Paymentus Holdings' overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current Tariff Resilience Score is 7 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paymentus Holdings (PAY) Overvalued in 2026?

Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued. The current stock price of $27.06 is trading 30.4% below its estimated GF Value™ of $38.88. GuruFocus considers Paymentus Holdings to be Significantly Undervalued.

Key valuation signals for PAY:

  • Tariff Resilience Score: 7
  • GF Value™: $38.88 vs. price of $27.06 (30.4% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paymentus Holdings Business Description

Address 11605 North Community House Road, Suite 300, Charlotte, NC, USA, 28277
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
84GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.06
Price
$38.88
GF Value