PAY (Paymentus Holdings) Interest Expense: $0 Mil (TTM As of Mar. 2026)


PAY Paymentus Holdings Inc PAY
84 GF Score
Price $27.06
GF Value $38.90
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Paymentus Holdings Interest Expense?

Paymentus Holdings PAY +6.49% 84 Interest Expense is $0 Mil as of Mar. 2026. GuruFocus rates PAY with a GF Score™ of 84/100 and a GF Value™ of $38.90 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Paymentus Holdings's interest expense for the three months ended in Mar. 2026 was $ 0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $0 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Paymentus Holdings's Operating Income for the three months ended in Mar. 2026 was $ 27 Mil. Paymentus Holdings's Interest Expense for the three months ended in Mar. 2026 was $ 0 Mil. GuruFocus does not calculate Paymentus Holdings's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Paymentus Holdings  (NYSE:PAY) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Paymentus Holdings's Interest Expense for the three months ended in Mar. 2026 was $0 Mil. Its Operating Income for the three months ended in Mar. 2026 was $27 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $4 Mil.

Paymentus Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

GuruFocus does not calculate Paymentus Holdings's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Paymentus Holdings Inc has enough cash to cover all of its debt. Its financial situation is stable.

Paymentus Holdings Interest Expense Historical Data

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The historical data trend for Paymentus Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paymentus Holdings Interest Expense Chart

Paymentus Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -0.01 0.00 0.00 0.00 0.00

Paymentus Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
PAY
84GF Score
Paymentus Holdings Inc PAY
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Paymentus Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $0 Mil mean?
Paymentus Holdings (PAY) has a Interest Expense of $0 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Paymentus Holdings and its competitors.
Is Paymentus Holdings' Interest Expense too high?
Paymentus Holdings' current Interest Expense is $0 Mil. Overall, Paymentus Holdings has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paymentus Holdings' Interest Expense compare to NTCT and INFQ?
Paymentus Holdings' Interest Expense of $0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Paymentus Holdings and its competitors. Paymentus Holdings's current Interest Expense is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paymentus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Significantly Undervalued. The stock's GF Value™ is $38.90, compared to a current price of $27.06 — trading 30.4% below its estimated fair value. The current Interest Expense is $0 Mil. Paymentus Holdings' overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current Interest Expense is $0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paymentus Holdings (PAY) Overvalued in 2026?

Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued. The current stock price of $27.06 is trading 30.4% below its estimated GF Value™ of $38.90. GuruFocus considers Paymentus Holdings to be Significantly Undervalued.

Key valuation signals for PAY:

  • Interest Expense: $0 Mil
  • GF Value™: $38.90 vs. price of $27.06 (30.4% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paymentus Holdings Business Description

Address 11605 North Community House Road, Suite 300, Charlotte, NC, USA, 28277
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
84GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.06
Price
$38.90
GF Value