FSA Group (ASX:FSA) Days Sales Outstanding: 483.06 (As of Jun. 2026) — 380% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:FSA FSA Group Ltd ASX:FSA
39 GF Score
Price A$1.26
GF Value A$0.06
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is FSA Group Days Sales Outstanding?

FSA Group ASX:FSA -1.18% 39 Days Sales Outstanding is 483.06 as of Jun. 2026, which is 380% above its 10-year median of 100.61. GuruFocus rates ASX:FSA with a GF Score™ of 39/100 and a GF Value™ of A$0.06 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 292 Credit Services companies, FSA Group ranks worse than 81.85% on this metric.

FSA Group's average Accounts Receivable for the six months ended in Jun. 2026 was A$10.06 Mil. FSA Group's Revenue for the six months ended in Jun. 2026 was A$3.80 Mil. Hence, FSA Group's Days Sales Outstanding for the six months ended in Jun. 2026 was 483.06.

The historical rank and industry rank for FSA Group's Days Sales Outstanding or its related term are showing as below:

ASX:FSA' s Days Sales Outstanding Range Over the Past 10 Years
Min: 35.12   Med: 100.61   Max: 584.44
Current: 581.29

During the past 13 years, FSA Group's highest Days Sales Outstanding was 584.44. The lowest was 35.12. And the median was 100.61.

ASX:FSA's Days Sales Outstanding is ranked worse than
81.85% of 292 companies
in the Credit Services industry
Industry Median: 42.255 vs ASX:FSA: 581.29

FSA Group's Days Sales Outstanding increased from Jun. 2025 (17.16) to Jun. 2026 (483.06).

Warning Sign:

If a company's sales outstanding increases, it means it has difficulty collecting payments from its customers.


FSA Group  (ASX:FSA) Days Sales Outstanding Explanation

For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.


FSA Group Days Sales Outstanding Related Terms


FSA Group Days Sales Outstanding Historical Data

* Premium members only.

The historical data trend for FSA Group's Days Sales Outstanding can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FSA Group Days Sales Outstanding Chart

FSA Group Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Days Sales Outstanding
Get a 7-Day Free Trial Premium Member Only Premium Member Only 93.90 70.22 50.70 35.12 584.44

FSA Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Days Sales Outstanding Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.32 641.62 17.16 714.07 483.06

ASX:FSA vs V, MA, AXP: Days Sales Outstanding Comparison

For the Credit Services subindustry, FSA Group's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FSA Group Days Sales Outstanding vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FSA Group's Days Sales Outstanding distribution charts can be found below:

* The bar in red indicates where FSA Group's Days Sales Outstanding falls into.


ASX:FSA
39GF Score
FSA Group Ltd ASX:FSA
Days Sales Outstanding is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FSA Group Days Sales Outstanding Calculation

Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Accounts Receivable can be measured by Days Sales Outstanding.

FSA Group's Days Sales Outstanding for the fiscal year that ended in Jun. 2026 is calculated as

Days Sales Outstanding (A: Jun. 2026 )
=Average Accounts Receivable /Revenue*Days in Period
=( (Accounts Receivable (A: Jun. 2025 ) + Accounts Receivable (A: Jun. 2026 )) / count ) / Revenue (A: Jun. 2026 )*Days in Period
=( (11.097 + 9.821) / 2 ) / 6.532*365
=10.459 / 6.532*365
=584.44

FSA Group's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding (Q: Jun. 2026 )
=Average Accounts Receivable /Revenue*Days in Period
=( (Accounts Receivable (A: Dec. 2025 ) + Accounts Receivable (A: Jun. 2026 )) / count ) / Revenue (A: Jun. 2026 )*Days in Period
=( (10.29 + 9.821) / 2 ) / 3.799*365 / 2
=10.0555 / 3.799*365 / 2
=483.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Sales Outstanding →
What does a Days Sales Outstanding of 483.06 mean?
FSA Group (ASX:FSA) has a Days Sales Outstanding of 483.06 as of Jun. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on FSA Group and its competitors. This is 380% above median its historical median of 100.61. Over the past decade, FSA Group's Days Sales Outstanding has ranged from 35.12 to 584.44. According to the industry distribution chart, FSA Group ranks #239 out of 292 companies in the Credit Services industry, placing it in the top 81.8%.
Is FSA Group's Days Sales Outstanding too high?
FSA Group's current Days Sales Outstanding of 483.06 is 380% above median its 10-year median of 100.61. Over the past 10 years, this metric has ranged from a low of 35.12 to a high of 584.44. The Credit Services industry median Days Sales Outstanding is 42.26. FSA Group's value of 483.06 is 1043.2% above this industry median. Based on the distribution chart, FSA Group ranks #239 out of 292 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, FSA Group has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FSA Group's Days Sales Outstanding compare to V and MA?
According to the Credit Services industry distribution chart, FSA Group ranks #239 out of 292 companies for Days Sales Outstanding. This places FSA Group in the lower half of its industry. The industry median Days Sales Outstanding is 42.26. FSA Group's value of 483.06 is 1043.2% above this benchmark. Historically, FSA Group's own Days Sales Outstanding has ranged from 35.12 to 584.44 over the past decade. While the company's 10-year median is 100.61 vs. the industry median of 42.26, FSA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Credit Services company?
The median Days Sales Outstanding among Credit Services companies is 42.26, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FSA Group's current Days Sales Outstanding of 483.06 is 1043.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on FSA Group and its competitors. For the Credit Services industry, the median Days Sales Outstanding is 42.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FSA Group's current Days Sales Outstanding is 483.06, which is 380% above median its own 10-year median of 100.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSA Group stock overvalued right now?
Based on GuruFocus' analysis, FSA Group (ASX:FSA) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.06, compared to a current price of A$1.26 — trading 1991.7% above its estimated fair value. The current Days Sales Outstanding is 483.06, which is 380% above median its 10-year median of 100.61 and 1043.2% above the Credit Services industry median of 42.26. FSA Group's overall GF Score™ is 39/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For FSA Group (ASX:FSA), the current Days Sales Outstanding is 483.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FSA Group (ASX:FSA) Overvalued in 2026?

Based on GuruFocus' analysis, FSA Group stock appears to be overvalued. The current stock price of A$1.26 is trading 1991.7% above its estimated GF Value™ of A$0.06. GuruFocus considers FSA Group to be Significantly Overvalued.

Key valuation signals for ASX:FSA:

  • Days Sales Outstanding: 483.06 (380% above median its 10-year median of 100.61)
  • GF Value™: A$0.06 vs. price of A$1.26 (1991.7% above fair value)
  • GF Score™: 39/100 with 10 warning signs
  • Industry Position: 1043.2% above the Credit Services median (#239 of 292)

No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FSA Group Business Description

Address 1 Oxford Street, Level 13, Darlinghurst, NSW, AUS, 2010
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
39GF Score

Get the complete analysis for ASX:FSA

Days Sales Outstanding is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.26
Price
A$0.06
GF Value