FSA GroupASX:FSA -0.36%78 Median PS Value is A$1.92 as of Jun. 25, 2026, which is 100% below its 10-year median of 0.69. GuruFocus rates ASX:FSA with a GF Score™ of 78/100 and a GF Value™ of A$1.43 (Fairly Valued). The stock has 10 warning signs investors should review. Among 288 Credit Services companies, FSA Group ranks better than 66.32% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. FSA Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$1.006. FSA Group's 10-Year median PS Ratio is 1.9085. Therefore, the Median PS Value for today is A$1.92.
As of today (2026-06-25), FSA Group's share price is A$1.375. FSA Group's Median PS Value is A$1.92. Therefore, FSA Group's Price to Median PS Value for today is 0.72.
The historical rank and industry rank for FSA Group's Median PS Value or its related term are showing as below:
ASX:FSA'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.44 Med: 0.69 Max: 0.96
Current: 0.72
During the past 13 years, the highest Price to Median PS Value of FSA Group was 0.96. The lowest was 0.44. And the median was 0.69.
ASX:FSA's Price-to-Median-PS-Value is ranked better than 66.32% of 288
companies
in the Credit Services industry
Industry Median: 0.91
vs ASX:FSA: 0.72
FSA Group (ASX:FSA) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
FSA Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1.375
/
1.92
=
0.72
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSA Group Median PS Value Related Terms
FSA Group Median PS Value Historical Data
* Premium members only.
The historical data trend for FSA Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, FSA Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FSA Group Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FSA Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where FSA Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.9085.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. FSA Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$1.006.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSA Group (ASX:FSA) has a Median PS Value of A$1.92 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on FSA Group and its competitors. This is 178% above median its historical median of 0.69. Over the past decade, FSA Group's Median PS Value has ranged from 0.44 to 0.96. According to the industry distribution chart, FSA Group ranks #97 out of 288 companies in the Credit Services industry, placing it in the top 33.7%.
Is FSA Group's Median PS Value too high?
FSA Group's current Median PS Value of A$1.92 is 178% above median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 0.96. Based on the distribution chart, FSA Group ranks #97 out of 288 companies in the Credit Services industry, which is above the industry midpoint. Overall, FSA Group has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FSA Group's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, FSA Group ranks #97 out of 288 companies for Median PS Value. This puts FSA Group in the upper half of its industry. The industry median Median PS Value is 0.91. Historically, FSA Group's own Median PS Value has ranged from 0.44 to 0.96 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.91, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on FSA Group and its competitors. For the Credit Services industry, the median Median PS Value is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FSA Group's current Median PS Value is A$1.92, which is 178% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSA Group stock overvalued right now?
Based on GuruFocus' analysis, FSA Group (ASX:FSA) is currently considered Fairly Valued. The stock's GF Value™ is A$1.43, compared to a current price of A$1.38 — trading 3.8% below its estimated fair value. The current Median PS Value is A$1.92, which is 178% above median its 10-year median of 0.69. FSA Group's overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For FSA Group (ASX:FSA), the current Median PS Value is A$1.92 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FSA Group (ASX:FSA) Overvalued in 2026?
Based on GuruFocus' analysis, FSA Group stock appears to be undervalued.
The current stock price of A$1.38 is trading 3.8% below its estimated GF Value™ of A$1.43.
GuruFocus considers FSA Group to be Fairly Valued.
Key valuation signals for ASX:FSA:
Median PS Value: A$1.92 (178% above median its 10-year median of 0.69)
GF Value™: A$1.43 vs. price of A$1.38 (3.8% below fair value)
No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
78GF Score
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