FSA Group (ASX:FSA) Risk Assessment


ASX:FSA FSA Group Ltd ASX:FSA
82 GF Score
Price A$1.30
GF Value A$1.44
Valuation Modestly Undervalued
! 10 Warning Signs
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What is FSA Group Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of FSA Group is: Moderate Risk: Sensitive, better choose undervalued stock.

FSA Group  (ASX:FSA) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

FSA Group Risk Assessment Related Terms

ASX:FSA vs V, MA, AXP: Risk Assessment Comparison

For the Credit Services subindustry, FSA Group's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FSA Group Risk Assessment vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FSA Group's Risk Assessment distribution charts can be found below:

* The bar in red indicates where FSA Group's Risk Assessment falls into.


ASX:FSA
82GF Score
FSA Group Ltd ASX:FSA
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is FSA Group (ASX:FSA) Overvalued in 2026?

Based on GuruFocus' analysis, FSA Group stock appears to be undervalued. The current stock price of A$1.30 is trading 9.7% below its estimated GF Value™ of A$1.44. GuruFocus considers FSA Group to be Modestly Undervalued.

Key valuation signals for ASX:FSA:

  • Risk Assessment:
  • GF Value™: A$1.44 vs. price of A$1.30 (9.7% below fair value)
  • GF Score™: 82/100 with 10 warning signs

No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FSA Group Business Description

Address 1 Oxford Street, Level 13, Darlinghurst, NSW, AUS, 2010
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
82GF Score

Get the complete analysis for ASX:FSA

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.30
Price
A$1.44
GF Value