FSA Group (ASX:FSA) EPS without NRI: A$0.10 (TTM As of Dec. 2025)


ASX:FSA FSA Group Ltd ASX:FSA
78 GF Score
Price A$1.34
GF Value A$1.43
Valuation Fairly Valued
! 10 Warning Signs
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What is FSA Group EPS without NRI?

FSA Group ASX:FSA 78 EPS without NRI is A$0.10 as of Dec. 2025. GuruFocus rates ASX:FSA with a GF Score™ of 78/100 and a GF Value™ of A$1.43 (Fairly Valued). The stock has 10 warning signs investors should review. Among 428 Credit Services companies, FSA Group ranks worse than 79.44% on this metric.

FSA Group's earnings per share without non-recurring items for the six months ended in Dec. 2025 was A$0.05. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.10.

During the past 12 months, FSA Group's average earnings per share (NRI) Growth Rate was 6.10% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -14.00% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was -13.80% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was -2.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for FSA Group's EPS without NRI or its related term are showing as below:

ASX:FSA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -27.6   Med: 5.2   Max: 60.6
Current: -14

During the past 13 years, FSA Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 60.60% per year. The lowest was -27.60% per year. And the median was 5.20% per year.

ASX:FSA's 3-Year EPS without NRI Growth Rate is ranked worse than
79.44% of 428 companies
in the Credit Services industry
Industry Median: 11.5 vs ASX:FSA: -14.00

FSA Group's EPS (Diluted) for the six months ended in Dec. 2025 was A$0.05. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.10.

FSA Group's EPS (Basic) for the six months ended in Dec. 2025 was A$0.05. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.10.


FSA Group  (ASX:FSA) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


FSA Group EPS without NRI Related Terms


FSA Group EPS without NRI Historical Data

* Premium members only.

The historical data trend for FSA Group's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FSA Group EPS without NRI Chart

FSA Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.14 0.11 0.06 0.09

FSA Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.03 0.06 0.05 0.05

ASX:FSA vs V, MA, AXP: EPS without NRI Comparison

For the Credit Services subindustry, FSA Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FSA Group PE Ratio without NRI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FSA Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where FSA Group's PE Ratio without NRI falls into.


ASX:FSA
78GF Score
FSA Group Ltd ASX:FSA
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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FSA Group EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of A$0.10 mean?
FSA Group (ASX:FSA) has a EPS without NRI of A$0.10 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on FSA Group and its competitors. According to the industry distribution chart, FSA Group ranks #340 out of 428 companies in the Credit Services industry, placing it in the top 79.4%.
Is FSA Group's EPS without NRI too high?
FSA Group's current EPS without NRI is A$0.10. Based on the distribution chart, FSA Group ranks #340 out of 428 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, FSA Group has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FSA Group's EPS without NRI compare to V and MA?
According to the Credit Services industry distribution chart, FSA Group ranks #340 out of 428 companies for EPS without NRI. This places FSA Group in the lower half of its industry. The industry median EPS without NRI is 11.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.50, based on 428 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on FSA Group and its competitors. For the Credit Services industry, the median EPS without NRI is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FSA Group's current EPS without NRI is A$0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSA Group stock overvalued right now?
Based on GuruFocus' analysis, FSA Group (ASX:FSA) is currently considered Fairly Valued. The stock's GF Value™ is A$1.43, compared to a current price of A$1.34 — trading 6.3% below its estimated fair value. The current EPS without NRI is A$0.10. FSA Group's overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For FSA Group (ASX:FSA), the current EPS without NRI is A$0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FSA Group (ASX:FSA) Overvalued in 2026?

Based on GuruFocus' analysis, FSA Group stock appears to be undervalued. The current stock price of A$1.34 is trading 6.3% below its estimated GF Value™ of A$1.43. GuruFocus considers FSA Group to be Fairly Valued.

Key valuation signals for ASX:FSA:

  • EPS without NRI: A$0.10
  • GF Value™: A$1.43 vs. price of A$1.34 (6.3% below fair value)
  • GF Score™: 78/100 with 10 warning signs

No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FSA Group Business Description

Address 1 Oxford Street, Level 13, Darlinghurst, NSW, AUS, 2010
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
78GF Score

Get the complete analysis for ASX:FSA

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.34
Price
A$1.43
GF Value