FSA GroupASX:FSA -0.36%78 EBITDA Margin % is 1,508.71% as of Dec. 2025, which is 2458% above its 10-year median of 58.99. GuruFocus rates ASX:FSA with a GF Score™ of 78/100 and a GF Value™ of A$1.43 (Fairly Valued). The stock has 10 warning signs investors should review. Among 414 Credit Services companies, FSA Group ranks better than 90.1% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. FSA Group's EBITDA for the
six
months ended in Dec. 2025 was A$41.2 Mil. FSA Group's Revenue for the
six
months ended in Dec. 2025 was A$2.7 Mil. Therefore, FSA Group's EBITDA margin for the quarter that ended in Dec. 2025 was 1,508.71%.
FSA Group (ASX:FSA) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
FSA Group EBITDA Margin % Related Terms
FSA Group EBITDA Margin % Historical Data
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The historical data trend for FSA Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, FSA Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FSA Group EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FSA Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where FSA Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSA Group (ASX:FSA) has a EBITDA Margin % of 1,508.71% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on FSA Group and its competitors. This is 2458% above median its historical median of 58.99. Over the past decade, FSA Group's EBITDA Margin % has ranged from 45.79 to 66.07. According to the industry distribution chart, FSA Group ranks #41 out of 414 companies in the Credit Services industry, placing it in the top 9.9%.
Is FSA Group's EBITDA Margin % too high?
FSA Group's current EBITDA Margin % of 1,508.71% is 2458% above median its 10-year median of 58.99. Over the past 10 years, this metric has ranged from a low of 45.79 to a high of 66.07. The Credit Services industry median EBITDA Margin % is 20.91. FSA Group's value of 1,508.71% is 7115.3% above this industry median. Based on the distribution chart, FSA Group ranks #41 out of 414 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, FSA Group has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FSA Group's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, FSA Group ranks #41 out of 414 companies for EBITDA Margin %. This places FSA Group in the top 10% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 20.91. FSA Group's value of 1,508.71% is 7115.3% above this benchmark. Historically, FSA Group's own EBITDA Margin % has ranged from 45.79 to 66.07 over the past decade. While the company's 10-year median is 58.99 vs. the industry median of 20.91, FSA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FSA Group's current EBITDA Margin % of 1,508.71% is 7115.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on FSA Group and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FSA Group's current EBITDA Margin % is 1,508.71%, which is 2458% above median its own 10-year median of 58.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSA Group stock overvalued right now?
Based on GuruFocus' analysis, FSA Group (ASX:FSA) is currently considered Fairly Valued. The stock's GF Value™ is A$1.43, compared to a current price of A$1.38 — trading 3.8% below its estimated fair value. The current EBITDA Margin % is 1,508.71%, which is 2458% above median its 10-year median of 58.99 and 7115.3% above the Credit Services industry median of 20.91. FSA Group's overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For FSA Group (ASX:FSA), the current EBITDA Margin % is 1,508.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FSA Group (ASX:FSA) Overvalued in 2026?
Based on GuruFocus' analysis, FSA Group stock appears to be undervalued.
The current stock price of A$1.38 is trading 3.8% below its estimated GF Value™ of A$1.43.
GuruFocus considers FSA Group to be Fairly Valued.
Key valuation signals for ASX:FSA:
EBITDA Margin %: 1,508.71% (2458% above median its 10-year median of 58.99)
GF Value™: A$1.43 vs. price of A$1.38 (3.8% below fair value)
Industry Position: 7115.3% above the Credit Services median (#41 of 414)
No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
78GF Score
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