FSA Group (ASX:FSA) Long-Term Debt: A$939.3 Mil (As of Dec. 2025)


ASX:FSA FSA Group Ltd ASX:FSA
82 GF Score
Price A$1.34
GF Value A$1.43
Valuation Fairly Valued
! 10 Warning Signs
View Full Analysis

What is FSA Group Long-Term Debt?

FSA Group ASX:FSA 82 Long-Term Debt is A$939.3 Mil as of Dec. 2025. GuruFocus rates ASX:FSA with a GF Score™ of 82/100 and a GF Value™ of A$1.43 (Fairly Valued). The stock has 10 warning signs investors should review.

FSA Group's Long-Term Debt for the quarter that ended in Dec. 2025 was A$939.3 Mil.

FSA Group's quarterly Long-Term Debt increased from Dec. 2024 (A$837.2 Mil) to Jun. 2025 (A$858.9 Mil) and increased from Jun. 2025 (A$858.9 Mil) to Dec. 2025 (A$939.3 Mil).

FSA Group's annual Long-Term Debt increased from Jun. 2023 (A$590.7 Mil) to Jun. 2024 (A$747.5 Mil) and increased from Jun. 2024 (A$747.5 Mil) to Jun. 2025 (A$858.9 Mil).

FSA Group  (ASX:FSA) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

FSA Group Long-Term Debt Related Terms

FSA Group Long-Term Debt Historical Data

* Premium members only.

The historical data trend for FSA Group's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FSA Group Long-Term Debt Chart

FSA Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 420.35 501.44 590.67 747.46 858.87

FSA Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.63 747.46 837.18 858.87 939.28
ASX:FSA
82GF Score
FSA Group Ltd ASX:FSA
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of A$939.3 Mil mean?
FSA Group (ASX:FSA) has a Long-Term Debt of A$939.3 Mil as of Dec. 2025.
Is FSA Group's Long-Term Debt too high?
FSA Group's current Long-Term Debt is A$939.3 Mil. Overall, FSA Group has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FSA Group's Long-Term Debt compare to V and MA?
FSA Group's Long-Term Debt of A$939.3 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. FSA Group's current Long-Term Debt is A$939.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSA Group stock overvalued right now?
Based on GuruFocus' analysis, FSA Group (ASX:FSA) is currently considered Fairly Valued. The stock's GF Value™ is A$1.43, compared to a current price of A$1.34 — trading 6.3% below its estimated fair value. The current Long-Term Debt is A$939.3 Mil. FSA Group's overall GF Score™ is 82/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For FSA Group (ASX:FSA), the current Long-Term Debt is A$939.3 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FSA Group (ASX:FSA) Overvalued in 2026?

Based on GuruFocus' analysis, FSA Group stock appears to be undervalued. The current stock price of A$1.34 is trading 6.3% below its estimated GF Value™ of A$1.43. GuruFocus considers FSA Group to be Fairly Valued.

Key valuation signals for ASX:FSA:

  • Long-Term Debt: A$939.3 Mil
  • GF Value™: A$1.43 vs. price of A$1.34 (6.3% below fair value)
  • GF Score™: 82/100 with 10 warning signs

No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FSA Group Business Description

Address 1 Oxford Street, Level 13, Darlinghurst, NSW, AUS, 2010
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
82GF Score

Get the complete analysis for ASX:FSA

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.34
Price
A$1.43
GF Value