FSA Group (ASX:FSA) Pre-Tax Income: A$23.86 Mil (TTM As of Jun. 2026)

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ASX:FSA FSA Group Ltd ASX:FSA
34 GF Score
Price A$1.30
GF Value A$0.07
Valuation Significantly Overvalued
! 10 Warning Signs
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What is FSA Group Pre-Tax Income?

FSA Group ASX:FSA -0.38% 34 Pre-Tax Income is A$23.86 Mil as of Jun. 2026. GuruFocus rates ASX:FSA with a GF Score™ of 34/100 and a GF Value™ of A$0.07 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. FSA Group's pretax income for the six months ended in Jun. 2026 was A$13.07 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was A$23.86 Mil. FSA Group's pretax margin was 344.12%.

During the past 13 years, FSA Group's highest Pretax Margin was 365.34%. The lowest was 12.49%. And the median was 34.18%.


FSA Group  (ASX:FSA) Pre-Tax Income Explanation

FSA Group's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=13.073/3.799
=344.12%

During the past 13 years, FSA Group's highest Pretax Margin was 365.34%. The lowest was 12.49%. And the median was 34.18%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FSA Group Pre-Tax Income Related Terms


FSA Group Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for FSA Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FSA Group Pre-Tax Income Chart

FSA Group Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.94 20.98 12.57 16.18 23.86

FSA Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.46 6.44 9.74 10.79 13.07

ASX:FSA vs V, MA, AXP: Pre-Tax Income Comparison

For the Credit Services subindustry, FSA Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FSA Group Pre-Tax Income vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FSA Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where FSA Group's Pre-Tax Income falls into.


ASX:FSA
34GF Score
FSA Group Ltd ASX:FSA
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FSA Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

FSA Group's Pretax Income for the fiscal year that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=-50.922+0+-62.517+137.303+-3.5527136788005E-15
=23.86

FSA Group's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=-25.683+0+-32.79+72.178+-0.632
=13.07

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$23.86 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of A$23.86 Mil mean?
FSA Group (ASX:FSA) has a Pre-Tax Income of A$23.86 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on FSA Group and its competitors.
Is FSA Group's Pre-Tax Income too high?
FSA Group's current Pre-Tax Income is A$23.86 Mil. Overall, FSA Group has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FSA Group's Pre-Tax Income compare to V and MA?
FSA Group's Pre-Tax Income of A$23.86 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on FSA Group and its competitors. FSA Group's current Pre-Tax Income is A$23.86 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSA Group stock overvalued right now?
Based on GuruFocus' analysis, FSA Group (ASX:FSA) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.07, compared to a current price of A$1.30 — trading 1757.1% above its estimated fair value. The current Pre-Tax Income is A$23.86 Mil. FSA Group's overall GF Score™ is 34/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For FSA Group (ASX:FSA), the current Pre-Tax Income is A$23.86 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FSA Group (ASX:FSA) Overvalued in 2026?

Based on GuruFocus' analysis, FSA Group stock appears to be overvalued. The current stock price of A$1.30 is trading 1757.1% above its estimated GF Value™ of A$0.07. GuruFocus considers FSA Group to be Significantly Overvalued.

Key valuation signals for ASX:FSA:

  • Pre-Tax Income: A$23.86 Mil
  • GF Value™: A$0.07 vs. price of A$1.30 (1757.1% above fair value)
  • GF Score™: 34/100 with 10 warning signs

No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FSA Group Business Description

Address 1 Oxford Street, Level 13, Darlinghurst, NSW, AUS, 2010
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
34GF Score

Get the complete analysis for ASX:FSA

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.30
Price
A$0.07
GF Value