FSA Group (ASX:FSA) Growth Rank: 7 (As of Jul. 23, 2026) — 13% Below Median

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ASX:FSA FSA Group Ltd ASX:FSA
77 GF Score
Price A$1.28
GF Value A$1.45
Valuation Modestly Undervalued
! 9 Warning Signs
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What is FSA Group Growth Rank?

FSA Group ASX:FSA 77 Growth Rank is 7 as of Jul. 23, 2026, which is 13% below its 10-year median of 8.00. GuruFocus rates ASX:FSA with a GF Score™ of 77/100 and a GF Value™ of A$1.45 (Modestly Undervalued). The stock has 9 warning signs investors should review.

FSA Group has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

ASX:FSA vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, FSA Group's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FSA Group Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FSA Group's Growth Rank distribution charts can be found below:

* The bar in red indicates where FSA Group's Growth Rank falls into.


ASX:FSA
77GF Score
FSA Group Ltd ASX:FSA
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
FSA Group (ASX:FSA) has a Growth Rank of 7 as of Jul. 23, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on FSA Group and its competitors. This is 13% below median its historical median of 8.00. Over the past decade, FSA Group's Growth Rank has ranged from 3.00 to 10.00.
Is FSA Group's Growth Rank too high?
FSA Group's current Growth Rank of 7 is 13% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, FSA Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FSA Group's Growth Rank compare to V and MA?
FSA Group's Growth Rank of 7 can be compared against companies in the Credit Services industry. Historically, FSA Group's own Growth Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on FSA Group and its competitors. FSA Group's current Growth Rank is 7, which is 13% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSA Group stock overvalued right now?
Based on GuruFocus' analysis, FSA Group (ASX:FSA) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.45, compared to a current price of A$1.28 — trading 11.7% below its estimated fair value. The current Growth Rank is 7, which is 13% below median its 10-year median of 8.00. FSA Group's overall GF Score™ is 77/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For FSA Group (ASX:FSA), the current Growth Rank is 7 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FSA Group (ASX:FSA) Overvalued in 2026?

Based on GuruFocus' analysis, FSA Group stock appears to be undervalued. The current stock price of A$1.28 is trading 11.7% below its estimated GF Value™ of A$1.45. GuruFocus considers FSA Group to be Modestly Undervalued.

Key valuation signals for ASX:FSA:

  • Growth Rank: 7 (13% below median its 10-year median of 8.00)
  • GF Value™: A$1.45 vs. price of A$1.28 (11.7% below fair value)
  • GF Score™: 77/100 with 9 warning signs

No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FSA Group Business Description

Address 1 Oxford Street, Level 13, Darlinghurst, NSW, AUS, 2010
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
77GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.28
Price
A$1.45
GF Value