Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, FSA Group's Enterprise Value is A$1,080.8 Mil.
FSA Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$79.3 Mil. Therefore, FSA Group's EV-to-EBIT ratio for today is 13.62.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, FSA Group's Enterprise Value is A$1,080.8 Mil.
FSA Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was A$80.8 Mil. Therefore, FSA Group's EV-to-EBITDA ratio for today is 13.38.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, FSA Group's Enterprise Value is A$1,080.8 Mil.
FSA Group's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was A$122.2 Mil. Therefore, FSA Group's EV-to-Revenue ratio for today is 8.84.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, FSA Group's Enterprise Value is A$1,080.8 Mil.
FSA Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$24.3 Mil. Therefore, FSA Group's EV-to-FCF ratio for today is 44.55.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
FSA Group (ASX:FSA) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
FSA Group's current Enterprise Value is A$1,080.8 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. FSA Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$79.3 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
FSA Group's current Enterprise Value is A$1,080.8 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. FSA Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was A$80.8 Mil.
FSA Group's current Enterprise Value is A$1,080.8 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. FSA Group's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was A$122.2 Mil.
FSA Group's current Enterprise Value is A$1,080.8 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. FSA Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$24.6 Mil.
FSA Group's current Enterprise Value is A$1,080.8 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. FSA Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$24.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSA Group Enterprise Value Related Terms
FSA Group Enterprise Value Historical Data
* Premium members only.
The historical data trend for FSA Group's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:FSA vs V, MA, AXP: Enterprise Value Comparison
For the Credit Services subindustry, FSA Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FSA Group Enterprise Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FSA Group's Enterprise Value distribution charts can be found below:
* The bar in red indicates where FSA Group's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
FSA Group's Enterprise Value for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of A$1,080.8 Mil mean?
FSA Group (ASX:FSA) has a Enterprise Value of A$1,080.8 Mil as of Jun. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on FSA Group and its competitors.
Is FSA Group's Enterprise Value too high?
FSA Group's current Enterprise Value is A$1,080.8 Mil. Overall, FSA Group has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FSA Group's Enterprise Value compare to V and MA?
FSA Group's Enterprise Value of A$1,080.8 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on FSA Group and its competitors. FSA Group's current Enterprise Value is A$1,080.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSA Group stock overvalued right now?
Based on GuruFocus' analysis, FSA Group (ASX:FSA) is currently considered Fairly Valued. The stock's GF Value™ is A$1.43, compared to a current price of A$1.38 — trading 3.5% below its estimated fair value. The current Enterprise Value is A$1,080.8 Mil. FSA Group's overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For FSA Group (ASX:FSA), the current Enterprise Value is A$1,080.8 Mil as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FSA Group (ASX:FSA) Overvalued in 2026?
Based on GuruFocus' analysis, FSA Group stock appears to be undervalued.
The current stock price of A$1.38 is trading 3.5% below its estimated GF Value™ of A$1.43.
GuruFocus considers FSA Group to be Fairly Valued.
Key valuation signals for ASX:FSA:
Enterprise Value: A$1,080.8 Mil
GF Value™: A$1.43 vs. price of A$1.38 (3.5% below fair value)
No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
78GF Score
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