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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
FSA GroupASX:FSA -1.18%37 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates ASX:FSA with a GF Score™ of 37/100 and a GF Value™ of A$0.06 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 136 Credit Services companies, FSA Group ranks worse than 735293.38% on this metric.
The historical rank and industry rank for FSA Group's 3-Year Dividend Growth Rate or its related term are showing as below:
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of FSA Group was 56.40% per year. The lowest was -5.00% per year. And the median was 2.60% per year.
ASX:FSA's 3-Year Dividend Growth Rate is not ranked *
in the Credit Services industry.
Industry Median: 8.4 * Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
During the past 5 years, the average Dividends Per Share Growth Rate was 2.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 0.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of FSA Group was 1.15. The lowest was 0.37. And the median was 0.55.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
FSA Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
AUD 0.035000
2026-08-20
2026-08-21
2026-08-28
Cash Dividend
semi-annually
AUD:AUD 1.000000
AUD 0.035000
2026-02-25
2026-02-26
2026-03-05
Cash Dividend
semi-annually
AUD:AUD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
FSA Group's Dividend Yield (%) for Today is calculated as
Current Share Price is A$1.26.
FSA Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is A$0.07.
During the past 13 years, the highest Dividend Yield of FSA Group was 8.86%. The lowest was 4.10%. And the median was 5.80%.
Warning Sign:
FSA Group Ltd stock Dividend Yield % is close to 3-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSA Group 3-Year Dividend Growth Rate Related Terms>
ASX:FSA vs V, MA, AXP: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, FSA Group's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FSA Group 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FSA Group's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where FSA Group's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 0.00% mean?
FSA Group (ASX:FSA) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on FSA Group and its competitors. According to the industry distribution chart, FSA Group ranks #999999 out of 136 companies in the Credit Services industry.
Is FSA Group's 3-Year Dividend Growth Rate too high?
FSA Group's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, FSA Group ranks #999999 out of 136 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, FSA Group has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FSA Group's 3-Year Dividend Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, FSA Group ranks #999999 out of 136 companies for 3-Year Dividend Growth Rate. This places FSA Group in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 8.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.40, based on 136 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on FSA Group and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FSA Group's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSA Group stock overvalued right now?
Based on GuruFocus' analysis, FSA Group (ASX:FSA) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.06, compared to a current price of A$1.26 — trading 2000% above its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. FSA Group's overall GF Score™ is 37/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For FSA Group (ASX:FSA), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FSA Group (ASX:FSA) Overvalued in 2026?
Based on GuruFocus' analysis, FSA Group stock appears to be overvalued.
The current stock price of A$1.26 is trading 2000% above its estimated GF Value™ of A$0.06.
GuruFocus considers FSA Group to be Significantly Overvalued.
Key valuation signals for ASX:FSA:
3-Year Dividend Growth Rate: 0.00%
GF Value™: A$0.06 vs. price of A$1.26 (2000% above fair value)
No single metric tells the full story. See the ASX:FSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FSA Group Ltd is an Australian company that provides credit services. It offers debt solutions and direct lending services to individuals and businesses. The company has divided its business into Home Loans and Asset Finance and Personal Loans and Others. The Home Loans and Asset Finance segment offers home loans to assist clients wishing to purchase a property or consolidate their debt, as well as asset finance for SMEs wishing to purchase a vehicle and business-critical equipment. Personal Loans offer car loans to assist clients in purchasing a motor vehicle and unsecured personal loans for any approved purpose. The company generates the majority of its revenue from Home Loans and Asset Finance.
37GF Score
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