FCPB (First Capital Bancshares) Issuance of Debt: $115.00 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FCPB First Capital Bancshares Inc FCPB
63 GF Score
Price $13.10
GF Value $13.41
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is First Capital Bancshares Issuance of Debt?

First Capital Bancshares FCPB 63 Issuance of Debt is $115.00 Mil as of Dec. 2025. GuruFocus rates FCPB with a GF Score™ of 63/100 and a GF Value™ of $13.41 (Fairly Valued). The stock has 4 warning signs investors should review.

First Capital Bancshares's Issuance of Debt for the six months ended in Dec. 2025 was $115.00 Mil.

First Capital Bancshares's Issuance of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was $115.00 Mil.


First Capital Bancshares Issuance of Debt Related Terms


First Capital Bancshares Issuance of Debt Historical Data

* Premium members only.

The historical data trend for First Capital Bancshares's Issuance of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares Issuance of Debt Chart

First Capital Bancshares Annual Data
Trend Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Issuance of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.00 20.00 116.00 50.00 115.00

First Capital Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Issuance of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.00 20.00 116.00 50.00 115.00
FCPB
63GF Score
First Capital Bancshares Inc FCPB
Issuance of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Capital Bancshares Issuance of Debt Calculation

Issuance of Debt represents all the cash inflow from debt, including both long-term debt and short-term debt.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Issuance of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was $115.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Issuance of Debt →
What does a Issuance of Debt of $115.00 Mil mean?
First Capital Bancshares (FCPB) has a Issuance of Debt of $115.00 Mil as of Dec. 2025. Issuance of Debt is all the cash inflow from debt, including both long-term debt and short-term debt. View historical data on First Capital Bancshares and its competitors.
Is First Capital Bancshares' Issuance of Debt too high?
First Capital Bancshares' current Issuance of Debt is $115.00 Mil. Overall, First Capital Bancshares has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Capital Bancshares' Issuance of Debt compare to CTUY and BBNA?
First Capital Bancshares' Issuance of Debt of $115.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Issuance of Debt for a Banks company?
A good Issuance of Debt depends on the Banks industry context. However, Issuance of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Issuance of Debt mean?
A high Issuance of Debt can signal that a stock is expensive relative to its fundamentals. Issuance of Debt is all the cash inflow from debt, including both long-term debt and short-term debt. View historical data on First Capital Bancshares and its competitors. First Capital Bancshares's current Issuance of Debt is $115.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.41, compared to a current price of $13.10 — trading 2.3% below its estimated fair value. The current Issuance of Debt is $115.00 Mil. First Capital Bancshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Issuance of Debt calculated?
Issuance of Debt is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current Issuance of Debt is $115.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be undervalued. The current stock price of $13.10 is trading 2.3% below its estimated GF Value™ of $13.41. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

  • Issuance of Debt: $115.00 Mil
  • GF Value™: $13.41 vs. price of $13.10 (2.3% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Bancshares Business Description

Address 304 Meeting Street, Charleston, SC, USA, 29401
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
63GF Score

Get the complete analysis for FCPB

Issuance of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.10
Price
$13.41
GF Value