FCPB (First Capital Bancshares) Total Payout Ratio: -0.04 (As of Jul. 18, 2026)

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FCPB First Capital Bancshares Inc FCPB
62 GF Score
Price $13.10
GF Value $13.41
Valuation Fairly Valued
! 5 Warning Signs
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What is First Capital Bancshares Total Payout Ratio?

First Capital Bancshares FCPB 62 Total Payout Ratio is -0.04 as of Jul. 18, 2026. GuruFocus rates FCPB with a GF Score™ of 62/100 and a GF Value™ of $13.41 (Fairly Valued). The stock has 5 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

First Capital Bancshares's current Total Payout Ratio is -0.04.


First Capital Bancshares Total Payout Ratio Related Terms


First Capital Bancshares Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for First Capital Bancshares's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares Total Payout Ratio Chart

First Capital Bancshares Annual Data
Trend Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.02 -5.64 -3.72 -2.89 -0.04

First Capital Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.02 -5.64 -3.72 -2.89 -0.04

FCPB vs CTUY, BBNA, CHBH: Total Payout Ratio Comparison

For the Banks - Regional subindustry, First Capital Bancshares's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Capital Bancshares Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Capital Bancshares's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where First Capital Bancshares's Total Payout Ratio falls into.


FCPB
62GF Score
First Capital Bancshares Inc FCPB
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Capital Bancshares Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

First Capital Bancshares's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0.332 + 0) / 9.566
=-0.03

First Capital Bancshares's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0.332 + 0) / 9.566
=-0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of -0.04 mean?
First Capital Bancshares (FCPB) has a Total Payout Ratio of -0.04 as of Jul. 18, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on First Capital Bancshares and its competitors.
Is First Capital Bancshares' Total Payout Ratio too high?
First Capital Bancshares' current Total Payout Ratio is -0.04. Overall, First Capital Bancshares has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Capital Bancshares' Total Payout Ratio compare to CTUY and BBNA?
First Capital Bancshares' Total Payout Ratio of -0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on First Capital Bancshares and its competitors. First Capital Bancshares's current Total Payout Ratio is -0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.41, compared to a current price of $13.10 — trading 2.3% below its estimated fair value. The current Total Payout Ratio is -0.04. First Capital Bancshares' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current Total Payout Ratio is -0.04 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be undervalued. The current stock price of $13.10 is trading 2.3% below its estimated GF Value™ of $13.41. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

  • Total Payout Ratio: -0.04
  • GF Value™: $13.41 vs. price of $13.10 (2.3% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Bancshares Business Description

Address 304 Meeting Street, Charleston, SC, USA, 29401
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
62GF Score

Get the complete analysis for FCPB

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.10
Price
$13.41
GF Value