FCPB (First Capital Bancshares) ROE % Adjusted to Book Value: 9.15% (As of Dec. 2025)

What is First Capital Bancshares ROE % Adjusted to Book Value?

First Capital Bancshares FCPB 64 ROE % Adjusted to Book Value is 9.15% as of Dec. 2025. GuruFocus rates FCPB with a GF Score™ of 64/100 and a GF Value™ of $13.33 (Fairly Valued). The stock has 4 warning signs investors should review.

First Capital Bancshares's ROE % for the quarter that ended in Dec. 2025 was 10.16%. First Capital Bancshares's PB Ratio for the quarter that ended in Dec. 2025 was 1.11. First Capital Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 9.15%.

First Capital Bancshares ROE % Adjusted to Book Value Related Terms

First Capital Bancshares ROE % Adjusted to Book Value Historical Data

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The historical data trend for First Capital Bancshares's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares ROE % Adjusted to Book Value Chart

First Capital Bancshares Annual Data

Trend

Dec99

Dec00

Dec01

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

ROE % Adjusted to Book Value

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1.23

5.63

6.91

5.21

9.15

First Capital Bancshares Semi-Annual Data
	Dec99	Dec00	Dec01	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
ROE % Adjusted to Book Value	Get a 7-Day Free Trial					1.23	5.63	6.91	5.21	9.15

FCPB vs BNCC, HYNE, JDVB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, First Capital Bancshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Capital Bancshares ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, First Capital Bancshares's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where First Capital Bancshares's ROE % Adjusted to Book Value falls into.

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64GF Score

First Capital Bancshares Inc FCPB

ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.

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First Capital Bancshares ROE % Adjusted to Book Value Calculation

First Capital Bancshares's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	10.16%	/	1.11
	=	9.15%

First Capital Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	10.16%	/	1.11
	=	9.15%

Frequently Asked Questions Learn more about ROE % Adjusted to Book Value →

What does a ROE % Adjusted to Book Value of 9.15% mean?

First Capital Bancshares (FCPB) has a ROE % Adjusted to Book Value of 9.15% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on First Capital Bancshares and its competitors.

Is First Capital Bancshares' ROE % Adjusted to Book Value too high?

First Capital Bancshares' current ROE % Adjusted to Book Value is 9.15%. Overall, First Capital Bancshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does First Capital Bancshares' ROE % Adjusted to Book Value compare to BNCC and HYNE?

First Capital Bancshares' ROE % Adjusted to Book Value of 9.15% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROE % Adjusted to Book Value for a Banks company?

A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROE % Adjusted to Book Value mean?

A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on First Capital Bancshares and its competitors. First Capital Bancshares's current ROE % Adjusted to Book Value is 9.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is First Capital Bancshares stock overvalued right now?

Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.33, compared to a current price of $12.78 — trading 4.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 9.15%. First Capital Bancshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROE % Adjusted to Book Value calculated?

ROE % Adjusted to Book Value is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current ROE % Adjusted to Book Value is 9.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be undervalued. The current stock price of $12.78 is trading 4.1% below its estimated GF Value™ of $13.33. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

ROE % Adjusted to Book Value: 9.15%
GF Value™: $13.33 vs. price of $12.78 (4.1% below fair value)
GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Capital Bancshares Business Description

Industry Financial Services Banks

Comparable Companies BNCC HYNE JDVB CTUY CBBI CHBH FMBM CCNB JFBC AMBK SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 304 Meeting Street, Charleston, SC, USA, 29401

Website https://www.fcbcarolinas.com

First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.

64GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.78

Price

$13.33

GF Value

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