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First Capital BancsharesFCPB -0.56%64 3-Year EPS without NRI Growth Rate is 22.50% as of Jun. 2026, which is 23% below its 10-year median of 29.20. GuruFocus rates FCPB with a GF Score™ of 64/100 and a GF Value™ of $13.57 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,405 Banks companies, First Capital Bancshares ranks better than 79.36% on this metric.
During the past 12 months, First Capital Bancshares's average EPS without NRI Growth Rate was 415.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 22.50% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 39.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 10 years, the highest 3-Year average EPS without NRI Growth Rate of First Capital Bancshares was 56.90% per year. The lowest was 22.50% per year. And the median was 29.20% per year.
First Capital Bancshares (OTCPK:FCPB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
First Capital Bancshares 3-Year EPS without NRI Growth Rate Related Terms
FCPB vs CTUY, LSBK, HYNE: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, First Capital Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Capital Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, First Capital Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where First Capital Bancshares's 3-Year EPS without NRI Growth Rate falls into.
First Capital Bancshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 22.50% mean?
First Capital Bancshares (FCPB) has a 3-Year EPS without NRI Growth Rate of 22.50% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for First Capital Bancshares and its competitors. This is 23% below median its historical median of 29.20. Over the past decade, First Capital Bancshares' 3-Year EPS without NRI Growth Rate has ranged from 22.50 to 56.90. According to the industry distribution chart, First Capital Bancshares ranks #290 out of 1405 companies in the Banks industry, placing it in the top 20.6%.
Is First Capital Bancshares' 3-Year EPS without NRI Growth Rate too high?
First Capital Bancshares' current 3-Year EPS without NRI Growth Rate of 22.50% is 23% below median its 10-year median of 29.20. Over the past 10 years, this metric has ranged from a low of 22.50 to a high of 56.90. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. First Capital Bancshares' value of 22.50% is 200% above this industry median. Based on the distribution chart, First Capital Bancshares ranks #290 out of 1405 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Capital Bancshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Capital Bancshares' 3-Year EPS without NRI Growth Rate compare to CTUY and LSBK?
According to the Banks industry distribution chart, First Capital Bancshares ranks #290 out of 1405 companies for 3-Year EPS without NRI Growth Rate. This places First Capital Bancshares in the top 21% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. First Capital Bancshares' value of 22.50% is 200% above this benchmark. Historically, First Capital Bancshares' own 3-Year EPS without NRI Growth Rate has ranged from 22.50 to 56.90 over the past decade. While the company's 10-year median is 29.20 vs. the industry median of 7.50, First Capital Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Capital Bancshares's current 3-Year EPS without NRI Growth Rate of 22.50% is 200% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for First Capital Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Capital Bancshares's current 3-Year EPS without NRI Growth Rate is 22.50%, which is 23% below median its own 10-year median of 29.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.57, compared to a current price of $14.25 — trading 5% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 22.50%, which is 23% below median its 10-year median of 29.20 and 200% above the Banks industry median of 7.50. First Capital Bancshares' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current 3-Year EPS without NRI Growth Rate is 22.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Capital Bancshares (FCPB) Overvalued in 2026?
Based on GuruFocus' analysis, First Capital Bancshares stock appears to be overvalued.
The current stock price of $14.25 is trading 5% above its estimated GF Value™ of $13.57.
GuruFocus considers First Capital Bancshares to be Fairly Valued.
Key valuation signals for FCPB:
3-Year EPS without NRI Growth Rate: 22.50% (23% below median its 10-year median of 29.20)
GF Value™: $13.57 vs. price of $14.25 (5% above fair value)
Industry Position: 200% above the Banks median (#290 of 1405)
No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
64GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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