First Capital BancsharesFCPB 64 FCF Yield % is 4.58 as of Jun. 27, 2026, which is 190% above its 10-year median of 1.58. GuruFocus rates FCPB with a GF Score™ of 64/100 and a GF Value™ of $13.33 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, First Capital Bancshares ranks worse than 63.59% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Capital Bancshares FCF Yield % Related Terms
First Capital Bancshares FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Capital Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Capital Bancshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Capital Bancshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where First Capital Bancshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Capital Bancshares (FCPB) has a FCF Yield % of 4.58 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Capital Bancshares and its competitors. This is 190% above median its historical median of 1.58. According to the industry distribution chart, First Capital Bancshares ranks #957 out of 1505 companies in the Banks industry, placing it in the top 63.6%.
Is First Capital Bancshares' FCF Yield % too high?
First Capital Bancshares' current FCF Yield % of 4.58 is 190% above median its 10-year median of 1.58. The Banks industry median FCF Yield % is 8.20. First Capital Bancshares' value of 4.58 is 44.1% below this industry median. Based on the distribution chart, First Capital Bancshares ranks #957 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, First Capital Bancshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Capital Bancshares' FCF Yield % compare to BNCC and HYNE?
According to the Banks industry distribution chart, First Capital Bancshares ranks #957 out of 1505 companies for FCF Yield %. This places First Capital Bancshares in the lower half of its industry. The industry median FCF Yield % is 8.20. First Capital Bancshares' value of 4.58 is 44.1% below this benchmark. While the company's 10-year median is 1.58 vs. the industry median of 8.20, First Capital Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Capital Bancshares's current FCF Yield % of 4.58 is 44.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Capital Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Capital Bancshares's current FCF Yield % is 4.58, which is 190% above median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.33, compared to a current price of $12.78 — trading 4.1% below its estimated fair value. The current FCF Yield % is 4.58, which is 190% above median its 10-year median of 1.58 and 44.1% below the Banks industry median of 8.20. First Capital Bancshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current FCF Yield % is 4.58 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Capital Bancshares (FCPB) Overvalued in 2026?
Based on GuruFocus' analysis, First Capital Bancshares stock appears to be undervalued.
The current stock price of $12.78 is trading 4.1% below its estimated GF Value™ of $13.33.
GuruFocus considers First Capital Bancshares to be Fairly Valued.
Key valuation signals for FCPB:
FCF Yield %: 4.58 (190% above median its 10-year median of 1.58)
GF Value™: $13.33 vs. price of $12.78 (4.1% below fair value)
Industry Position: 44.1% below the Banks median (#957 of 1505)
No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
64GF Score
Get the complete analysis for FCPB
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FCPB has been successfully added to your 
