FCPB (First Capital Bancshares) Ending Cash Position: $46.21 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FCPB First Capital Bancshares Inc FCPB
63 GF Score
Price $13.10
GF Value $13.41
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is First Capital Bancshares Ending Cash Position?

First Capital Bancshares FCPB 63 Ending Cash Position is $46.21 Mil as of Dec. 2025. GuruFocus rates FCPB with a GF Score™ of 63/100 and a GF Value™ of $13.41 (Fairly Valued). The stock has 4 warning signs investors should review.

First Capital Bancshares's Ending Cash Position for the quarter that ended in Dec. 2025 was $46.21 Mil.

First Capital Bancshares's quarterly Ending Cash Position increased from Dec. 2023 ($45.94 Mil) to Dec. 2024 ($57.69 Mil) but then declined from Dec. 2024 ($57.69 Mil) to Dec. 2025 ($46.21 Mil).

First Capital Bancshares's annual Ending Cash Position increased from Dec. 2023 ($45.94 Mil) to Dec. 2024 ($57.69 Mil) but then declined from Dec. 2024 ($57.69 Mil) to Dec. 2025 ($46.21 Mil).

First Capital Bancshares Ending Cash Position Related Terms

First Capital Bancshares Ending Cash Position Historical Data

* Premium members only.

The historical data trend for First Capital Bancshares's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares Ending Cash Position Chart

First Capital Bancshares Annual Data
Trend Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 63.42 14.79 45.94 57.69 46.21

First Capital Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only 63.42 14.79 45.94 57.69 46.21
FCPB
63GF Score
First Capital Bancshares Inc FCPB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Capital Bancshares Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

First Capital Bancshares's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=57.693+-11.48
=46.21

First Capital Bancshares's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=57.693+-11.48
=46.21

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $46.21 Mil mean?
First Capital Bancshares (FCPB) has a Ending Cash Position of $46.21 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on First Capital Bancshares and its competitors.
Is First Capital Bancshares' Ending Cash Position too high?
First Capital Bancshares' current Ending Cash Position is $46.21 Mil. Overall, First Capital Bancshares has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Capital Bancshares' Ending Cash Position compare to CTUY and BBNA?
First Capital Bancshares' Ending Cash Position of $46.21 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on First Capital Bancshares and its competitors. First Capital Bancshares's current Ending Cash Position is $46.21 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.41, compared to a current price of $13.10 — trading 2.3% below its estimated fair value. The current Ending Cash Position is $46.21 Mil. First Capital Bancshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current Ending Cash Position is $46.21 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be undervalued. The current stock price of $13.10 is trading 2.3% below its estimated GF Value™ of $13.41. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

  • Ending Cash Position: $46.21 Mil
  • GF Value™: $13.41 vs. price of $13.10 (2.3% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Capital Bancshares Business Description

Address 304 Meeting Street, Charleston, SC, USA, 29401
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
63GF Score

Get the complete analysis for FCPB

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.10
Price
$13.41
GF Value