FCPB (First Capital Bancshares) Net Cash per Share: $-115.51 (As of Jun. 2026)

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FCPB First Capital Bancshares Inc FCPB
64 GF Score
Price $14.33
GF Value $13.52
Valuation Fairly Valued
! 4 Warning Signs
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What is First Capital Bancshares Net Cash per Share?

First Capital Bancshares FCPB +1.78% 64 Net Cash per Share is $-115.51 as of Jun. 2026. GuruFocus rates FCPB with a GF Score™ of 64/100 and a GF Value™ of $13.52 (Fairly Valued). The stock has 4 warning signs investors should review. Among 8 Banks companies, First Capital Bancshares ranks worse than 12499987.5% on this metric.

Net Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents plus Marketable Securities minus Total Liabilities minus Minority Interest and then divided by Shares Outstanding (EOP). First Capital Bancshares's Net Cash per Share for the quarter that ended in Jun. 2026 was $-115.51.

The historical rank and industry rank for First Capital Bancshares's Net Cash per Share or its related term are showing as below:

FCPB's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 2.59
* Ranked among companies with meaningful Price-to-Net-Cash only.

First Capital Bancshares  (OTCPK:FCPB) Net Cash per Share Explanation

Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.


First Capital Bancshares Net Cash per Share Related Terms


First Capital Bancshares Net Cash per Share Historical Data

* Premium members only.

The historical data trend for First Capital Bancshares's Net Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares Net Cash per Share Chart

First Capital Bancshares Annual Data
Trend Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -44.77 -77.67 -85.59 -86.93 -104.79

First Capital Bancshares Semi-Annual Data
Dec99 Jun00 Dec00 Jun01 Dec01 Jun02 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Jun25 Dec25 Jun26
Net Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -85.59 -86.93 0.00 -104.79 -115.51

FCPB vs OFED, BLHK, HYNE: Net Cash per Share Comparison

For the Banks - Regional subindustry, First Capital Bancshares's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Capital Bancshares Price-to-Net-Cash vs Banks Industry

For the Banks industry and Financial Services sector, First Capital Bancshares's Price-to-Net-Cash distribution charts can be found below:

* The bar in red indicates where First Capital Bancshares's Price-to-Net-Cash falls into.


FCPB
64GF Score
First Capital Bancshares Inc FCPB
Net Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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First Capital Bancshares Net Cash per Share Calculation

In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.

First Capital Bancshares's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as

Net Cash per Share (A: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(45.925+0-1042.345-0)/9.509
=-104.79

First Capital Bancshares's Net Cash per Share for the quarter that ended in Jun. 2026 is calculated as

Net Cash per Share (Q: Jun. 2026 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(104.399+0-1202.767-0)/9.509
=-115.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Cash per Share →
What does a Net Cash per Share of $-115.51 mean?
First Capital Bancshares (FCPB) has a Net Cash per Share of $-115.51 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on First Capital Bancshares and its competitors. According to the industry distribution chart, First Capital Bancshares ranks #999999 out of 8 companies in the Banks industry.
Is First Capital Bancshares' Net Cash per Share too high?
First Capital Bancshares' current Net Cash per Share is $-115.51. Based on the distribution chart, First Capital Bancshares ranks #999999 out of 8 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Capital Bancshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Capital Bancshares' Net Cash per Share compare to OFED and BLHK?
According to the Banks industry distribution chart, First Capital Bancshares ranks #999999 out of 8 companies for Net Cash per Share. This places First Capital Bancshares in the lower half of its industry. The industry median Net Cash per Share is 2.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 2.59, based on 8 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on First Capital Bancshares and its competitors. For the Banks industry, the median Net Cash per Share is 2.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Capital Bancshares's current Net Cash per Share is $-115.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.52, compared to a current price of $14.33 — trading 6% above its estimated fair value. The current Net Cash per Share is $-115.51. First Capital Bancshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current Net Cash per Share is $-115.51 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be overvalued. The current stock price of $14.33 is trading 6% above its estimated GF Value™ of $13.52. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

  • Net Cash per Share: $-115.51
  • GF Value™: $13.52 vs. price of $14.33 (6% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Bancshares Business Description

Address 304 Meeting Street, Charleston, SC, USA, 29401
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
64GF Score

Get the complete analysis for FCPB

Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.33
Price
$13.52
GF Value