FCPB (First Capital Bancshares) EV-to-OCF: (As of Aug. 25, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FCPB First Capital Bancshares Inc FCPB
64 GF Score
Price $14.33
GF Value $13.53
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is First Capital Bancshares EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, First Capital Bancshares's Enterprise Value is $117.86 Mil. First Capital Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, First Capital Bancshares's EV-to-OCF for today is .

The historical rank and industry rank for First Capital Bancshares's EV-to-OCF or its related term are showing as below:

FCPB' s EV-to-OCF Range Over the Past 10 Years
Min: -75.2   Med: 15.38   Max: 31.55
Current: 19.28

During the past 10 years, the highest EV-to-OCF of First Capital Bancshares was 31.55. The lowest was -75.20. And the median was 15.38.

FCPB's EV-to-OCF is ranked worse than
88.3% of 1496 companies
in the Banks industry
Industry Median: 3.855 vs FCPB: 19.28

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-25), First Capital Bancshares's stock price is $14.33. First Capital Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.030. Therefore, First Capital Bancshares's PE Ratio (TTM) for today is 13.91.


First Capital Bancshares  (OTCPK:FCPB) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

First Capital Bancshares's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=14.33/1.030
=13.91

First Capital Bancshares's share price for today is $14.33.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. First Capital Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.030.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


First Capital Bancshares EV-to-OCF Related Terms


First Capital Bancshares EV-to-OCF Historical Data

* Premium members only.

The historical data trend for First Capital Bancshares's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares EV-to-OCF Chart

First Capital Bancshares Annual Data
Trend Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.77 26.17 22.96 15.59 25.72

First Capital Bancshares Semi-Annual Data
Dec99 Jun00 Dec00 Jun01 Dec01 Jun02 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Jun25 Dec25 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.96 15.59 0.00 25.72 0.00

FCPB vs OFED, BLHK, HYNE: EV-to-OCF Comparison

For the Banks - Regional subindustry, First Capital Bancshares's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Capital Bancshares EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, First Capital Bancshares's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where First Capital Bancshares's EV-to-OCF falls into.


FCPB
64GF Score
First Capital Bancshares Inc FCPB
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Capital Bancshares EV-to-OCF Calculation

First Capital Bancshares's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=117.858/0
=

First Capital Bancshares's current Enterprise Value is $117.86 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. First Capital Bancshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be overvalued. The current stock price of $14.33 is trading 5.9% above its estimated GF Value™ of $13.53. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

  • EV-to-OCF:
  • GF Value™: $13.53 vs. price of $14.33 (5.9% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Bancshares Business Description

Address 304 Meeting Street, Charleston, SC, USA, 29401
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
64GF Score

Get the complete analysis for FCPB

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.33
Price
$13.53
GF Value