FCPB (First Capital Bancshares) Selling, General, & Admin. Expense: $0.70 Mil (TTM As of Dec. 2025)


FCPB First Capital Bancshares Inc FCPB
63 GF Score
Price $12.85
GF Value $13.39
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is First Capital Bancshares Selling, General, & Admin. Expense?

First Capital Bancshares FCPB 63 Selling, General, & Admin. Expense is $0.70 Mil as of Dec. 2025. GuruFocus rates FCPB with a GF Score™ of 63/100 and a GF Value™ of $13.39 (Fairly Valued). The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. First Capital Bancshares's selling, general, & admin. expense for the six months ended in Dec. 2025 was $0.70 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0.70 Mil.


First Capital Bancshares  (OTCPK:FCPB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


First Capital Bancshares Selling, General, & Admin. Expense Related Terms


First Capital Bancshares Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for First Capital Bancshares's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares Selling, General, & Admin. Expense Chart

First Capital Bancshares Annual Data
Trend Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.28 0.44 0.45 0.70

First Capital Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.28 0.44 0.45 0.70

FCPB vs CTUY, BBNA, CHBH: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, First Capital Bancshares's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Capital Bancshares Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, First Capital Bancshares's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where First Capital Bancshares's Selling, General, & Admin. Expense falls into.


FCPB
63GF Score
First Capital Bancshares Inc FCPB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Capital Bancshares Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0.70 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $0.70 Mil mean?
First Capital Bancshares (FCPB) has a Selling, General, & Admin. Expense of $0.70 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on First Capital Bancshares and its competitors.
Is First Capital Bancshares' Selling, General, & Admin. Expense too high?
First Capital Bancshares' current Selling, General, & Admin. Expense is $0.70 Mil. Overall, First Capital Bancshares has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Capital Bancshares' Selling, General, & Admin. Expense compare to CTUY and BBNA?
First Capital Bancshares' Selling, General, & Admin. Expense of $0.70 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on First Capital Bancshares and its competitors. First Capital Bancshares's current Selling, General, & Admin. Expense is $0.70 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.39, compared to a current price of $12.85 — trading 4% below its estimated fair value. The current Selling, General, & Admin. Expense is $0.70 Mil. First Capital Bancshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current Selling, General, & Admin. Expense is $0.70 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be undervalued. The current stock price of $12.85 is trading 4% below its estimated GF Value™ of $13.39. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

  • Selling, General, & Admin. Expense: $0.70 Mil
  • GF Value™: $13.39 vs. price of $12.85 (4% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Bancshares Business Description

Address 304 Meeting Street, Charleston, SC, USA, 29401
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
63GF Score

Get the complete analysis for FCPB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.85
Price
$13.39
GF Value