FCPB (First Capital Bancshares) Shiller PE Ratio: (As of Aug. 31, 2026)

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FCPB First Capital Bancshares Inc FCPB
64 GF Score
Price $14.33
GF Value $13.56
Valuation Fairly Valued
! 5 Warning Signs
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What is First Capital Bancshares Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


First Capital Bancshares  (OTCPK:FCPB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


First Capital Bancshares Shiller PE Ratio Related Terms


First Capital Bancshares Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for First Capital Bancshares's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares Shiller PE Ratio Chart

First Capital Bancshares Annual Data
Trend Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

First Capital Bancshares Semi-Annual Data
Dec99 Jun00 Dec00 Jun01 Dec01 Jun02 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Jun25 Dec25 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FCPB vs CTUY, LSBK, HYNE: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, First Capital Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Capital Bancshares Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Capital Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where First Capital Bancshares's Shiller PE Ratio falls into.


FCPB
64GF Score
First Capital Bancshares Inc FCPB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Capital Bancshares Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

First Capital Bancshares's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, First Capital Bancshares's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.94/324.0540*324.0540
=0.940

Current CPI (Dec25) = 324.0540.

First Capital Bancshares Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
199912 -0.530 168.300 -1.020
200012 -0.760 174.000 -1.415
200112 -0.670 176.700 -1.229
201912 -0.240 256.974 -0.303
202012 0.190 260.474 0.236
202112 0.140 278.802 0.163
202212 0.470 296.797 0.513
202312 0.470 306.746 0.497
202412 0.540 315.605 0.554
202512 0.940 324.054 0.940

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be overvalued. The current stock price of $14.33 is trading 5.7% above its estimated GF Value™ of $13.56. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

  • Shiller PE Ratio:
  • GF Value™: $13.56 vs. price of $14.33 (5.7% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Bancshares Business Description

Address 304 Meeting Street, Charleston, SC, USA, 29401
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
64GF Score

Get the complete analysis for FCPB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.33
Price
$13.56
GF Value