FCPB (First Capital Bancshares) Asset Turnover: 0.03 (As of Dec. 2025)


FCPB First Capital Bancshares Inc FCPB
64 GF Score
Price $12.78
GF Value $13.33
Valuation Fairly Valued
! 4 Warning Signs
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What is First Capital Bancshares Asset Turnover?

First Capital Bancshares FCPB 64 Asset Turnover is 0.03 as of Dec. 2025. GuruFocus rates FCPB with a GF Score™ of 64/100 and a GF Value™ of $13.33 (Fairly Valued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. First Capital Bancshares's Revenue for the six months ended in Dec. 2025 was $35.42 Mil. First Capital Bancshares's Total Assets for the quarter that ended in Dec. 2025 was $1,054.89 Mil. Therefore, First Capital Bancshares's Asset Turnover for the quarter that ended in Dec. 2025 was 0.03.

Asset Turnover is linked to ROE % through Du Pont Formula. First Capital Bancshares's annualized ROE % for the quarter that ended in Dec. 2025 was 20.32%. It is also linked to ROA % through Du Pont Formula. First Capital Bancshares's annualized ROA % for the quarter that ended in Dec. 2025 was 1.81%.


First Capital Bancshares  (OTCPK:FCPB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

First Capital Bancshares's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=19.132/94.149
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(19.132 / 70.836)*(70.836 / 1054.8865)*(1054.8865/ 94.149)
=Net Margin %*Asset Turnover*Equity Multiplier
=27.01 %*0.0672*11.2044
=ROA %*Equity Multiplier
=1.81 %*11.2044
=20.32 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

First Capital Bancshares's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=19.132/1054.8865
=(Net Income / Revenue)*(Revenue / Total Assets)
=(19.132 / 70.836)*(70.836 / 1054.8865)
=Net Margin %*Asset Turnover
=27.01 %*0.0672
=1.81 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


First Capital Bancshares Asset Turnover Related Terms


First Capital Bancshares Asset Turnover Historical Data

* Premium members only.

The historical data trend for First Capital Bancshares's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares Asset Turnover Chart

First Capital Bancshares Annual Data
Trend Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.03

First Capital Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.03

FCPB vs BNCC, HYNE, JDVB: Asset Turnover Comparison

For the Banks - Regional subindustry, First Capital Bancshares's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Capital Bancshares Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, First Capital Bancshares's Asset Turnover distribution charts can be found below:

* The bar in red indicates where First Capital Bancshares's Asset Turnover falls into.


FCPB
64GF Score
First Capital Bancshares Inc FCPB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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First Capital Bancshares Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

First Capital Bancshares's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=35.418/( (967.611+1142.162)/ 2 )
=35.418/1054.8865
=0.03

First Capital Bancshares's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=35.418/( (967.611+1142.162)/ 2 )
=35.418/1054.8865
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.03 mean?
First Capital Bancshares (FCPB) has a Asset Turnover of 0.03 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on First Capital Bancshares and its competitors.
Is First Capital Bancshares' Asset Turnover too high?
First Capital Bancshares' current Asset Turnover is 0.03. Overall, First Capital Bancshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Capital Bancshares' Asset Turnover compare to BNCC and HYNE?
First Capital Bancshares' Asset Turnover of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on First Capital Bancshares and its competitors. First Capital Bancshares's current Asset Turnover is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.33, compared to a current price of $12.78 — trading 4.1% below its estimated fair value. The current Asset Turnover is 0.03. First Capital Bancshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current Asset Turnover is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be undervalued. The current stock price of $12.78 is trading 4.1% below its estimated GF Value™ of $13.33. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

  • Asset Turnover: 0.03
  • GF Value™: $13.33 vs. price of $12.78 (4.1% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Bancshares Business Description

Address 304 Meeting Street, Charleston, SC, USA, 29401
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
64GF Score

Get the complete analysis for FCPB

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.78
Price
$13.33
GF Value