FCPB (First Capital Bancshares) Interest Expense: $-31.76 Mil (TTM As of Dec. 2025)


FCPB First Capital Bancshares Inc FCPB
64 GF Score
Price $12.78
GF Value $13.33
Valuation Fairly Valued
! 4 Warning Signs
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What is First Capital Bancshares Interest Expense?

First Capital Bancshares FCPB 64 Interest Expense is $-31.76 Mil as of Dec. 2025. GuruFocus rates FCPB with a GF Score™ of 64/100 and a GF Value™ of $13.33 (Fairly Valued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. First Capital Bancshares's interest expense for the six months ended in Dec. 2025 was $ -31.76 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-31.76 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. First Capital Bancshares's Operating Income for the six months ended in Dec. 2025 was $ Mil. First Capital Bancshares's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

First Capital Bancshares Interest Expense Historical Data

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The historical data trend for First Capital Bancshares's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Bancshares Interest Expense Chart

First Capital Bancshares Annual Data
Trend Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.12 -4.69 -19.43 -28.39 -31.76

First Capital Bancshares Semi-Annual Data
Dec99 Dec00 Dec01 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.12 -4.69 -19.43 -28.39 -31.76
FCPB
64GF Score
First Capital Bancshares Inc FCPB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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First Capital Bancshares Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-31.76 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-31.76 Mil mean?
First Capital Bancshares (FCPB) has a Interest Expense of $-31.76 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Capital Bancshares and its competitors.
Is First Capital Bancshares' Interest Expense too high?
First Capital Bancshares' current Interest Expense is $-31.76 Mil. Overall, First Capital Bancshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Capital Bancshares' Interest Expense compare to BNCC and HYNE?
First Capital Bancshares' Interest Expense of $-31.76 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Capital Bancshares and its competitors. First Capital Bancshares's current Interest Expense is $-31.76 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Capital Bancshares (FCPB) is currently considered Fairly Valued. The stock's GF Value™ is $13.33, compared to a current price of $12.78 — trading 4.1% below its estimated fair value. The current Interest Expense is $-31.76 Mil. First Capital Bancshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For First Capital Bancshares (FCPB), the current Interest Expense is $-31.76 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital Bancshares (FCPB) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital Bancshares stock appears to be undervalued. The current stock price of $12.78 is trading 4.1% below its estimated GF Value™ of $13.33. GuruFocus considers First Capital Bancshares to be Fairly Valued.

Key valuation signals for FCPB:

  • Interest Expense: $-31.76 Mil
  • GF Value™: $13.33 vs. price of $12.78 (4.1% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FCPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Capital Bancshares Business Description

Address 304 Meeting Street, Charleston, SC, USA, 29401
First Capital Bancshares Inc provides banking services to domestic markets. It provides commercial banking services and accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts. The Company provides vehicle, boat, RV, construction, deposit secured, home equity, residential mortgage, commercial real estate, equipment, and agricultural loans, as well as commercial lines of credit and overdraft protection for checking accounts. It also offers ATM and Visa check cards, safe deposit boxes, credit cards, direct deposits, and after-hours night depositary services.
64GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.78
Price
$13.33
GF Value