CBFV (CB Financial Services) OCF Yield %: 9.10 (As of Jul. 11, 2026) — 10% Below Median


CBFV CB Financial Services Inc CBFV
58 GF Score
Price $36.69
GF Value $30.10
Valuation Modestly Overvalued
! 5 Warning Signs
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What is CB Financial Services OCF Yield %?

CB Financial Services CBFV -2.70% 58 OCF Yield % is 9.10 as of Jul. 11, 2026, which is 10% below its 10-year median of 10.07. GuruFocus rates CBFV with a GF Score™ of 58/100 and a GF Value™ of $30.10 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, CB Financial Services ranks worse than 52.54% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, CB Financial Services's Trailing 12-Month Cash Flow from Operations is $16.80 Mil, and Market Cap is $186.11 Mil. Therefore, CB Financial Services's OCF Yield % for today is 9.10%.

The historical rank and industry rank for CB Financial Services's OCF Yield % or its related term are showing as below:

CBFV' s OCF Yield % Range Over the Past 10 Years
Min: 0.96   Med: 10.07   Max: 20.95
Current: 9.1


During the past 13 years, the highest OCF Yield % of CB Financial Services was 20.95%. The lowest was 0.96%. And the median was 10.07%.

CBFV's OCF Yield % is ranked worse than
52.54% of 1498 companies
in the Banks industry
Industry Median: 9.245 vs CBFV: 9.10

CB Financial Services's OCF Margin % for the quarter that ended in Mar. 2026 was %.


CB Financial Services OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CB Financial Services OCF Yield % Related Terms


CB Financial Services OCF Yield % Historical Data

* Premium members only.

The historical data trend for CB Financial Services's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services OCF Yield % Chart

CB Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.31 12.95 11.68 4.60 10.14

CB Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.10 11.66 11.14 11.45 6.96

CBFV vs FXLG, CSBB, RBKB: OCF Yield % Comparison

For the Banks - Regional subindustry, CB Financial Services's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's OCF Yield % distribution charts can be found below:

* The bar in red indicates where CB Financial Services's OCF Yield % falls into.


CBFV
58GF Score
CB Financial Services Inc CBFV
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Financial Services OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

CB Financial Services's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=17.807 / 175.58982
=10.14%

CB Financial Services's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=3.018 * 4 / 173.36096
=6.96%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 9.10 mean?
CB Financial Services (CBFV) has a OCF Yield % of 9.10 as of Jul. 11, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on CB Financial Services and its competitors. This is 10% below median its historical median of 10.07. Over the past decade, CB Financial Services' OCF Yield % has ranged from 0.96 to 20.95. According to the industry distribution chart, CB Financial Services ranks #787 out of 1498 companies in the Banks industry, placing it in the top 52.5%.
Is CB Financial Services' OCF Yield % too high?
CB Financial Services' current OCF Yield % of 9.10 is 10% below median its 10-year median of 10.07. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 20.95. The Banks industry median OCF Yield % is 9.25. CB Financial Services' value of 9.10 is 1.6% below this industry median. Based on the distribution chart, CB Financial Services ranks #787 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, CB Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' OCF Yield % compare to FXLG and CSBB?
According to the Banks industry distribution chart, CB Financial Services ranks #787 out of 1498 companies for OCF Yield %. This places CB Financial Services in the lower half of its industry. The industry median OCF Yield % is 9.25. CB Financial Services' value of 9.10 is 1.6% below this benchmark. Historically, CB Financial Services' own OCF Yield % has ranged from 0.96 to 20.95 over the past decade. While the company's 10-year median is 10.07 vs. the industry median of 9.25, CB Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Financial Services's current OCF Yield % of 9.10 is 1.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on CB Financial Services and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Financial Services's current OCF Yield % is 9.10, which is 10% below median its own 10-year median of 10.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.10, compared to a current price of $36.69 — trading 21.9% above its estimated fair value. The current OCF Yield % is 9.10, which is 10% below median its 10-year median of 10.07 and 1.6% below the Banks industry median of 9.25. CB Financial Services' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For CB Financial Services (CBFV), the current OCF Yield % is 9.10 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (CBFV) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of $36.69 is trading 21.9% above its estimated GF Value™ of $30.10. GuruFocus considers CB Financial Services to be Modestly Overvalued.

Key valuation signals for CBFV:

  • OCF Yield %: 9.10 (10% below median its 10-year median of 10.07)
  • GF Value™: $30.10 vs. price of $36.69 (21.9% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 1.6% below the Banks median (#787 of 1498)

No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Financial Services Business Description

Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
58GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.69
Price
$30.10
GF Value