CBFV (CB Financial Services) 3-Year Share Buyback Ratio: 0.40% (As of Jun. 2026)

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CBFV CB Financial Services Inc CBFV
59 GF Score
Price $37.12
GF Value $32.38
Valuation Modestly Overvalued
! 5 Warning Signs
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What is CB Financial Services 3-Year Share Buyback Ratio?

CB Financial Services CBFV -1.74% 59 3-Year Share Buyback Ratio is 0.40 as of Jun. 2026. GuruFocus rates CBFV with a GF Score™ of 59/100 and a GF Value™ of $32.38 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,041 Banks companies, CB Financial Services ranks better than 68.3% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. CB Financial Services's current 3-Year Share Buyback Ratio was 0.40%.

The historical rank and industry rank for CB Financial Services's 3-Year Share Buyback Ratio or its related term are showing as below:

CBFV' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -20.1   Med: -1.5   Max: 2.3
Current: 0.4

During the past 13 years, CB Financial Services's highest 3-Year Share Buyback Ratio was 2.30%. The lowest was -20.10%. And the median was -1.50%.

CBFV's 3-Year Share Buyback Ratio is ranked better than
68.3% of 1041 companies
in the Banks industry
Industry Median: -0.2 vs CBFV: 0.40

CB Financial Services (NAS:CBFV) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


CB Financial Services 3-Year Share Buyback Ratio Related Terms


CBFV vs FGFH, ARBV, CPKF: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, CB Financial Services's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where CB Financial Services's 3-Year Share Buyback Ratio falls into.


CBFV
59GF Score
CB Financial Services Inc CBFV
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Financial Services 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.40 mean?
CB Financial Services (CBFV) has a 3-Year Share Buyback Ratio of 0.40 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for CB Financial Services and its competitors. According to the industry distribution chart, CB Financial Services ranks #330 out of 1041 companies in the Banks industry, placing it in the top 31.7%.
Is CB Financial Services' 3-Year Share Buyback Ratio too high?
CB Financial Services' current 3-Year Share Buyback Ratio is 0.40. Based on the distribution chart, CB Financial Services ranks #330 out of 1041 companies in the Banks industry, which is above the industry midpoint. Overall, CB Financial Services has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' 3-Year Share Buyback Ratio compare to FGFH and ARBV?
According to the Banks industry distribution chart, CB Financial Services ranks #330 out of 1041 companies for 3-Year Share Buyback Ratio. This puts CB Financial Services in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for CB Financial Services and its competitors. CB Financial Services's current 3-Year Share Buyback Ratio is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.38, compared to a current price of $37.12 — trading 14.6% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.40. CB Financial Services' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For CB Financial Services (CBFV), the current 3-Year Share Buyback Ratio is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (CBFV) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of $37.12 is trading 14.6% above its estimated GF Value™ of $32.38. GuruFocus considers CB Financial Services to be Modestly Overvalued.

Key valuation signals for CBFV:

  • 3-Year Share Buyback Ratio: 0.40
  • GF Value™: $32.38 vs. price of $37.12 (14.6% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Financial Services Business Description

Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
59GF Score

Get the complete analysis for CBFV

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.12
Price
$32.38
GF Value