CBFV (CB Financial Services) Total Payout Ratio: 1.46 (As of Jul. 23, 2026)

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CBFV CB Financial Services Inc CBFV
58 GF Score
Price $36.03
GF Value $30.56
Valuation Modestly Overvalued
! 4 Warning Signs
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What is CB Financial Services Total Payout Ratio?

CB Financial Services CBFV +0.90% 58 Total Payout Ratio is 1.46 as of Jul. 23, 2026. GuruFocus rates CBFV with a GF Score™ of 58/100 and a GF Value™ of $30.56 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

CB Financial Services's current Total Payout Ratio is 1.46.


CB Financial Services Total Payout Ratio Related Terms


CB Financial Services Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for CB Financial Services's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services Total Payout Ratio Chart

CB Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.81 0.86 0.26 0.48 2.44

CB Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.92 1.44 -0.23 0.28 0.44

CBFV vs FXLG, CSBB, RBKB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, CB Financial Services's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where CB Financial Services's Total Payout Ratio falls into.


CBFV
58GF Score
CB Financial Services Inc CBFV
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Financial Services Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

CB Financial Services's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-6.84 + 0 + -5.134) / 4.903
=2.44

CB Financial Services's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0.292 + 0 + -1.411) / 3.867
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 1.46 mean?
CB Financial Services (CBFV) has a Total Payout Ratio of 1.46 as of Jul. 23, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on CB Financial Services and its competitors.
Is CB Financial Services' Total Payout Ratio too high?
CB Financial Services' current Total Payout Ratio is 1.46. Overall, CB Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' Total Payout Ratio compare to FXLG and CSBB?
CB Financial Services' Total Payout Ratio of 1.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on CB Financial Services and its competitors. CB Financial Services's current Total Payout Ratio is 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.56, compared to a current price of $36.03 — trading 17.9% above its estimated fair value. The current Total Payout Ratio is 1.46. CB Financial Services' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For CB Financial Services (CBFV), the current Total Payout Ratio is 1.46 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (CBFV) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of $36.03 is trading 17.9% above its estimated GF Value™ of $30.56. GuruFocus considers CB Financial Services to be Modestly Overvalued.

Key valuation signals for CBFV:

  • Total Payout Ratio: 1.46
  • GF Value™: $30.56 vs. price of $36.03 (17.9% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Financial Services Business Description

Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
58GF Score

Get the complete analysis for CBFV

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.03
Price
$30.56
GF Value