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CB Financial ServicesCBFV -2.03%58 OCF Margin % is 20.92% as of Mar. 2026, which is 30% below its 10-year median of 30.09. GuruFocus rates CBFV with a GF Score™ of 58/100 and a GF Value™ of $30.33 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,500 Banks companies, CB Financial Services ranks better than 63.6% on this metric.
The historical rank and industry rank for CB Financial Services's OCF Margin % or its related term are showing as below:
CBFV'
s OCF Margin % Range Over the Past 10 Years
Min: 13.74 Med: 30.09 Max: 42.91
Current: 38.06
During the past 13 years, the highest OCF Margin % of CB Financial Services was 42.91%. The lowest was 13.74%. And the median was 30.09%.
CBFV's OCF Margin % is ranked better than 63.6% of 1500
companies
in the Banks industry
Industry Median: 29.485
vs CBFV: 38.06
CB Financial Services OCF Margin % Related Terms
CB Financial Services OCF Margin % Historical Data
* Premium members only.
The historical data trend for CB Financial Services's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CB Financial Services's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Financial Services OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CB Financial Services's OCF Margin % distribution charts can be found below:
* The bar in red indicates where CB Financial Services's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Financial Services (CBFV) has a OCF Margin % of 20.92% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on CB Financial Services and its competitors. This is 30% below median its historical median of 30.09. Over the past decade, CB Financial Services' OCF Margin % has ranged from 13.74 to 42.91. According to the industry distribution chart, CB Financial Services ranks #546 out of 1500 companies in the Banks industry, placing it in the top 36.4%.
Is CB Financial Services' OCF Margin % too high?
CB Financial Services' current OCF Margin % of 20.92% is 30% below median its 10-year median of 30.09. Over the past 10 years, this metric has ranged from a low of 13.74 to a high of 42.91. The Banks industry median OCF Margin % is 29.49. CB Financial Services' value of 20.92% is 29% below this industry median. Based on the distribution chart, CB Financial Services ranks #546 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, CB Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' OCF Margin % compare to FXLG and CSBB?
According to the Banks industry distribution chart, CB Financial Services ranks #546 out of 1500 companies for OCF Margin %. This puts CB Financial Services in the upper half of its industry. The industry median OCF Margin % is 29.49. CB Financial Services' value of 20.92% is 29% below this benchmark. Historically, CB Financial Services' own OCF Margin % has ranged from 13.74 to 42.91 over the past decade. While the company's 10-year median is 30.09 vs. the industry median of 29.49, CB Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.49, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Financial Services's current OCF Margin % of 20.92% is 29% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on CB Financial Services and its competitors. For the Banks industry, the median OCF Margin % is 29.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Financial Services's current OCF Margin % is 20.92%, which is 30% below median its own 10-year median of 30.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.33, compared to a current price of $36.27 — trading 19.6% above its estimated fair value. The current OCF Margin % is 20.92%, which is 30% below median its 10-year median of 30.09 and 29% below the Banks industry median of 29.49. CB Financial Services' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For CB Financial Services (CBFV), the current OCF Margin % is 20.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Financial Services (CBFV) Overvalued in 2026?
Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued.
The current stock price of $36.27 is trading 19.6% above its estimated GF Value™ of $30.33.
GuruFocus considers CB Financial Services to be Modestly Overvalued.
Key valuation signals for CBFV:
OCF Margin %: 20.92% (30% below median its 10-year median of 30.09)
GF Value™: $30.33 vs. price of $36.27 (19.6% above fair value)
Industry Position: 29% below the Banks median (#546 of 1500)
No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
58GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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