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Focus Business SolutionBOM:543312 64 EV-to-FCF is 317.59 as of Aug. 04, 2026, which is 5972% above its 10-year median of 5.23. GuruFocus rates BOM:543312 with a GF Score™ of 64/100 and a GF Value™ of ₹56.21 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 268 Credit Services companies, Focus Business Solution ranks worse than 94.4% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Focus Business Solution's Enterprise Value is ₹1,443.1 Mil.
Focus Business Solution's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹4.5 Mil. Therefore, Focus Business Solution's EV-to-FCF for today is 317.59.
The historical rank and industry rank for Focus Business Solution's EV-to-FCF or its related term are showing as below:
BOM:543312'
s EV-to-FCF Range Over the Past 10 Years
Min: -26.11 Med: 5.23 Max: 1039.05
Current: 306.36
During the past 9 years, the highest EV-to-FCF of Focus Business Solution was 1039.05. The lowest was -26.11. And the median was 5.23.
BOM:543312's EV-to-FCF is ranked worse than 94.4% of 268
companies
in the Credit Services industry
Industry Median: 13.83
vs BOM:543312: 306.36
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Focus Business Solution (BOM:543312) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Focus Business Solution's PE Ratio (TTM) for today is calculated as:
Focus Business Solution's share price for today is ₹202.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Focus Business Solution's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1.190.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Focus Business Solution's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Focus Business Solution EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Focus Business Solution's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Focus Business Solution's EV-to-FCF falls into.
Focus Business Solution's current Enterprise Value is ₹1,443.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Focus Business Solution's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹4.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Focus Business Solution (BOM:543312) has a EV-to-FCF of 317.59 as of Aug. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Focus Business Solution and its competitors. This is 5972% above median its historical median of 5.23. According to the industry distribution chart, Focus Business Solution ranks #253 out of 268 companies in the Credit Services industry, placing it in the top 94.4%.
Is Focus Business Solution's EV-to-FCF too high?
Focus Business Solution's current EV-to-FCF of 317.59 is 5972% above median its 10-year median of 5.23. The Credit Services industry median EV-to-FCF is 13.83. Focus Business Solution's value of 317.59 is 2196.4% above this industry median. Based on the distribution chart, Focus Business Solution ranks #253 out of 268 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Focus Business Solution has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Focus Business Solution's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Focus Business Solution ranks #253 out of 268 companies for EV-to-FCF. This places Focus Business Solution in the lower half of its industry. The industry median EV-to-FCF is 13.83. Focus Business Solution's value of 317.59 is 2196.4% above this benchmark. While the company's 10-year median is 5.23 vs. the industry median of 13.83, Focus Business Solution has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.83, based on 268 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Focus Business Solution's current EV-to-FCF of 317.59 is 2196.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Focus Business Solution and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Focus Business Solution's current EV-to-FCF is 317.59, which is 5972% above median its own 10-year median of 5.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Focus Business Solution stock overvalued right now?
Based on GuruFocus' analysis, Focus Business Solution (BOM:543312) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹56.21, compared to a current price of ₹202.00 — trading 259.4% above its estimated fair value. The current EV-to-FCF is 317.59, which is 5972% above median its 10-year median of 5.23 and 2196.4% above the Credit Services industry median of 13.83. Focus Business Solution's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Focus Business Solution (BOM:543312), the current EV-to-FCF is 317.59 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Focus Business Solution (BOM:543312) Overvalued in 2026?
Based on GuruFocus' analysis, Focus Business Solution stock appears to be overvalued.
The current stock price of ₹202.00 is trading 259.4% above its estimated GF Value™ of ₹56.21.
GuruFocus considers Focus Business Solution to be Significantly Overvalued.
Key valuation signals for BOM:543312:
EV-to-FCF: 317.59 (5972% above median its 10-year median of 5.23)
GF Value™: ₹56.21 vs. price of ₹202.00 (259.4% above fair value)
Industry Position: 2196.4% above the Credit Services median (#253 of 268)
No single metric tells the full story. See the BOM:543312 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Focus Business Solution Ltd is engaged in the business of debt collection and recovery services for banks, financial institutions, and NBFCs. The company takes strategic actions on delinquent accounts to recover overdue payments of loans, credit cards, and other credit facilities from customers. The company follows a smart retail collection administrative program to recover overdue payments on personal loans, business loans, vehicle loans, loans against properties, two wheeler loans, SME loans, gold loans, and others.
64GF Score
Get the complete analysis for BOM:543312
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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