A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Credit Agricole Nord de France's Debt-to-Equity or its related term are showing as below:
CSRFF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.11 Max: 0.38
Current: 0.02
During the past 13 years, the highest Debt-to-Equity Ratio of Credit Agricole Nord de France was 0.38. The lowest was 0.02. And the median was 0.11.
CSRFF's Debt-to-Equity is ranked better than 97.82% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs CSRFF: 0.02
Credit Agricole Nord de France (OTCPK:CSRFF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Credit Agricole Nord de France Debt-to-Equity Related Terms
Credit Agricole Nord de France Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Nord de France Debt-to-Equity Chart
Credit Agricole Nord de France Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole Nord de France's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole Nord de France Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole Nord de France's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Credit Agricole Nord de France's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Nord de France (CSRFF) has a Debt-to-Equity of 0.02 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Credit Agricole Nord de France and its competitors. This is 82% below median its historical median of 0.11. Over the past decade, Credit Agricole Nord de France's Debt-to-Equity has ranged from 0.02 to 0.38. According to the industry distribution chart, Credit Agricole Nord de France ranks #31 out of 1423 companies in the Banks industry, placing it in the top 2.2%.
Is Credit Agricole Nord de France's Debt-to-Equity too high?
Credit Agricole Nord de France's current Debt-to-Equity of 0.02 is 82% below median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.38. The Banks industry median Debt-to-Equity is 0.56. Credit Agricole Nord de France's value of 0.02 is 96.4% below this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #31 out of 1423 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole Nord de France has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #31 out of 1423 companies for Debt-to-Equity. This places Credit Agricole Nord de France in the top 2% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.56. Credit Agricole Nord de France's value of 0.02 is 96.4% below this benchmark. Historically, Credit Agricole Nord de France's own Debt-to-Equity has ranged from 0.02 to 0.38 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.56, Credit Agricole Nord de France has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current Debt-to-Equity of 0.02 is 96.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current Debt-to-Equity is 0.02, which is 82% below median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current Debt-to-Equity of 0.02. The stock's GF Value™ is $10.89, compared to a current price of $21.18 — trading 94.5% above its estimated fair value. The current Debt-to-Equity is 0.02, which is 82% below median its 10-year median of 0.11 and 96.4% below the Banks industry median of 0.56. Credit Agricole Nord de France's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current Debt-to-Equity is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued.
The current stock price of $21.18 is trading 94.5% above its estimated GF Value™ of $10.89.
Key valuation signals for CSRFF:
Debt-to-Equity: 0.02 (82% below median its 10-year median of 0.11)
GF Value™: $10.89 vs. price of $21.18 (94.5% above fair value)
Industry Position: 96.4% below the Banks median (#31 of 1423)
No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole Nord de France Business Description
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
48GF Score
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