CSRFF (Credit Agricole Nord de France) Selling, General, & Admin. Expense: $167.0 Mil (TTM As of Dec. 2025)


CSRFF Credit Agricole Nord de France CSRFF
53 GF Score
Price $21.18
GF Value $11.41
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What is Credit Agricole Nord de France Selling, General, & Admin. Expense?

Credit Agricole Nord de France CSRFF 53 Selling, General, & Admin. Expense is $167.0 Mil as of Dec. 2025. GuruFocus rates CSRFF with a GF Score™ of 53/100 and a GF Value™ of $11.41.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Credit Agricole Nord de France's selling, general, & admin. expense for the six months ended in Dec. 2025 was $85.6 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $167.0 Mil.


Credit Agricole Nord de France  (OTCPK:CSRFF) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Credit Agricole Nord de France Selling, General, & Admin. Expense Related Terms


Credit Agricole Nord de France Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Credit Agricole Nord de France's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Nord de France Selling, General, & Admin. Expense Chart

Credit Agricole Nord de France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 149.40 160.48 157.98 147.11 168.21

Credit Agricole Nord de France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 82.16 70.42 78.60 81.40 85.56

Credit Agricole Nord de France Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Nord de France's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Nord de France Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Nord de France's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Credit Agricole Nord de France's Selling, General, & Admin. Expense falls into.


CSRFF
53GF Score
Credit Agricole Nord de France CSRFF
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Nord de France Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $167.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $167.0 Mil mean?
Credit Agricole Nord de France (CSRFF) has a Selling, General, & Admin. Expense of $167.0 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Credit Agricole Nord de France and its competitors.
Is Credit Agricole Nord de France's Selling, General, & Admin. Expense too high?
Credit Agricole Nord de France's current Selling, General, & Admin. Expense is $167.0 Mil. Overall, Credit Agricole Nord de France has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Selling, General, & Admin. Expense compare to competitors?
Credit Agricole Nord de France's Selling, General, & Admin. Expense of $167.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Credit Agricole Nord de France and its competitors. Credit Agricole Nord de France's current Selling, General, & Admin. Expense is $167.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current Selling, General, & Admin. Expense of $167.0 Mil. The stock's GF Value™ is $11.41, compared to a current price of $21.18 — trading 85.6% above its estimated fair value. The current Selling, General, & Admin. Expense is $167.0 Mil. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current Selling, General, & Admin. Expense is $167.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued. The current stock price of $21.18 is trading 85.6% above its estimated GF Value™ of $11.41.

Key valuation signals for CSRFF:

  • Selling, General, & Admin. Expense: $167.0 Mil
  • GF Value™: $11.41 vs. price of $21.18 (85.6% above fair value)
  • GF Score™: 53/100

No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UKCNDF:France
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.18
Price
$11.41
GF Value