CSRFF (Credit Agricole Nord de France) PEG Ratio: 1.04 (As of Jul. 03, 2026) — 35% Below Median


CSRFF Credit Agricole Nord de France CSRFF
53 GF Score
Price $21.18
GF Value $11.41
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What is Credit Agricole Nord de France PEG Ratio?

Credit Agricole Nord de France CSRFF 53 PEG Ratio is 1.04 as of Jul. 03, 2026, which is 35% below its 10-year median of 1.59. GuruFocus rates CSRFF with a GF Score™ of 53/100 and a GF Value™ of $11.41. Among 1,228 Banks companies, Credit Agricole Nord de France ranks worse than 55.46% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Credit Agricole Nord de France's PE Ratio without NRI is 5.96. Credit Agricole Nord de France's 5-Year Book Value growth rate is 5.70%. Therefore, Credit Agricole Nord de France's PEG Ratio for today is 1.04.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Credit Agricole Nord de France's PEG Ratio or its related term are showing as below:

CSRFF' s PEG Ratio Range Over the Past 10 Years
Min: 0.67   Med: 1.59   Max: 2.34
Current: 1.64


During the past 13 years, Credit Agricole Nord de France's highest PEG Ratio was 2.34. The lowest was 0.67. And the median was 1.59.


CSRFF's PEG Ratio is ranked worse than
55.46% of 1228 companies
in the Banks industry
Industry Median: 1.53 vs CSRFF: 1.64

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Credit Agricole Nord de France  (OTCPK:CSRFF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Credit Agricole Nord de France PEG Ratio Related Terms


Credit Agricole Nord de France PEG Ratio Historical Data

* Premium members only.

The historical data trend for Credit Agricole Nord de France's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Nord de France PEG Ratio Chart

Credit Agricole Nord de France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 0.91 1.10 1.07 1.59

Credit Agricole Nord de France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.10 0.00 1.07 0.00 1.59

Credit Agricole Nord de France PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Nord de France's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Nord de France PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Nord de France's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Credit Agricole Nord de France's PEG Ratio falls into.


CSRFF
53GF Score
Credit Agricole Nord de France CSRFF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Nord de France PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Credit Agricole Nord de France's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=5.9561304836895/5.70
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.04 mean?
Credit Agricole Nord de France (CSRFF) has a PEG Ratio of 1.04 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Credit Agricole Nord de France and its competitors. This is 35% below median its historical median of 1.59. Over the past decade, Credit Agricole Nord de France's PEG Ratio has ranged from 0.67 to 2.34. According to the industry distribution chart, Credit Agricole Nord de France ranks #681 out of 1228 companies in the Banks industry, placing it in the top 55.5%.
Is Credit Agricole Nord de France's PEG Ratio too high?
Credit Agricole Nord de France's current PEG Ratio of 1.04 is 35% below median its 10-year median of 1.59. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 2.34. The Banks industry median PEG Ratio is 1.53. Credit Agricole Nord de France's value of 1.04 is 32% below this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #681 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, Credit Agricole Nord de France has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #681 out of 1228 companies for PEG Ratio. This places Credit Agricole Nord de France in the lower half of its industry. The industry median PEG Ratio is 1.53. Credit Agricole Nord de France's value of 1.04 is 32% below this benchmark. Historically, Credit Agricole Nord de France's own PEG Ratio has ranged from 0.67 to 2.34 over the past decade. While the company's 10-year median is 1.59 vs. the industry median of 1.53, Credit Agricole Nord de France has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current PEG Ratio of 1.04 is 32% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current PEG Ratio is 1.04, which is 35% below median its own 10-year median of 1.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current PEG Ratio of 1.04. The stock's GF Value™ is $11.41, compared to a current price of $21.18 — trading 85.6% above its estimated fair value. The current PEG Ratio is 1.04, which is 35% below median its 10-year median of 1.59 and 32% below the Banks industry median of 1.53. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current PEG Ratio is 1.04 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued. The current stock price of $21.18 is trading 85.6% above its estimated GF Value™ of $11.41.

Key valuation signals for CSRFF:

  • PEG Ratio: 1.04 (35% below median its 10-year median of 1.59)
  • GF Value™: $11.41 vs. price of $21.18 (85.6% above fair value)
  • GF Score™: 53/100
  • Industry Position: 32% below the Banks median (#681 of 1228)

No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UKCNDF:France
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score

Get the complete analysis for CSRFF

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.18
Price
$11.41
GF Value