CSRFF (Credit Agricole Nord de France) Net Cash per Share: $-613.55 (As of Dec. 2025)

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CSRFF Credit Agricole Nord de France CSRFF
52 GF Score
Price $21.18
GF Value $11.10
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What is Credit Agricole Nord de France Net Cash per Share?

Credit Agricole Nord de France CSRFF 52 Net Cash per Share is $-613.55 as of Dec. 2025. GuruFocus rates CSRFF with a GF Score™ of 52/100 and a GF Value™ of $11.10. Among 7 Banks companies, Credit Agricole Nord de France ranks worse than 14285700% on this metric.

Net Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents plus Marketable Securities minus Total Liabilities minus Minority Interest and then divided by Shares Outstanding (EOP). Credit Agricole Nord de France's Net Cash per Share for the quarter that ended in Dec. 2025 was $-613.55.

The historical rank and industry rank for Credit Agricole Nord de France's Net Cash per Share or its related term are showing as below:

CSRFF's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 1.75
* Ranked among companies with meaningful Price-to-Net-Cash only.

Credit Agricole Nord de France  (OTCPK:CSRFF) Net Cash per Share Explanation

Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.


Credit Agricole Nord de France Net Cash per Share Related Terms


Credit Agricole Nord de France Net Cash per Share Historical Data

* Premium members only.

The historical data trend for Credit Agricole Nord de France's Net Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Nord de France Net Cash per Share Chart

Credit Agricole Nord de France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -611.68 -571.64 -562.24 -525.14 -613.55

Credit Agricole Nord de France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -562.24 -548.76 -525.14 -582.66 -613.55

Credit Agricole Nord de France Net Cash per Share Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Nord de France's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Nord de France Price-to-Net-Cash vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Nord de France's Price-to-Net-Cash distribution charts can be found below:

* The bar in red indicates where Credit Agricole Nord de France's Price-to-Net-Cash falls into.


CSRFF
52GF Score
Credit Agricole Nord de France CSRFF
Net Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Nord de France Net Cash per Share Calculation

In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.

Credit Agricole Nord de France's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as

Net Cash per Share (A: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(3243.307+0-38701.909-20.512)/57.826
=-613.55

Credit Agricole Nord de France's Net Cash per Share for the quarter that ended in Dec. 2025 is calculated as

Net Cash per Share (Q: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(3243.307+0-38701.909-20.512)/57.826
=-613.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Cash per Share →
What does a Net Cash per Share of $-613.55 mean?
Credit Agricole Nord de France (CSRFF) has a Net Cash per Share of $-613.55 as of Dec. 2025. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Credit Agricole Nord de France and its competitors. According to the industry distribution chart, Credit Agricole Nord de France ranks #999999 out of 7 companies in the Banks industry.
Is Credit Agricole Nord de France's Net Cash per Share too high?
Credit Agricole Nord de France's current Net Cash per Share is $-613.55. Based on the distribution chart, Credit Agricole Nord de France ranks #999999 out of 7 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Agricole Nord de France has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Net Cash per Share compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #999999 out of 7 companies for Net Cash per Share. This places Credit Agricole Nord de France in the lower half of its industry. The industry median Net Cash per Share is 1.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 1.75, based on 7 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median Net Cash per Share is 1.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current Net Cash per Share is $-613.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current Net Cash per Share of $-613.55. The stock's GF Value™ is $11.10, compared to a current price of $21.18 — trading 90.8% above its estimated fair value. The current Net Cash per Share is $-613.55. Credit Agricole Nord de France's overall GF Score™ is 52/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current Net Cash per Share is $-613.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued. The current stock price of $21.18 is trading 90.8% above its estimated GF Value™ of $11.10.

Key valuation signals for CSRFF:

  • Net Cash per Share: $-613.55
  • GF Value™: $11.10 vs. price of $21.18 (90.8% above fair value)
  • GF Score™: 52/100

No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UKCNDF:France
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
52GF Score

Get the complete analysis for CSRFF

Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.18
Price
$11.10
GF Value