CSRFF (Credit Agricole Nord de France) PS Ratio: 1.58 (As of Jul. 03, 2026) — 19% Below Median


CSRFF Credit Agricole Nord de France CSRFF
53 GF Score
Price $21.18
GF Value $11.41
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What is Credit Agricole Nord de France PS Ratio?

Credit Agricole Nord de France CSRFF 53 PS Ratio is 1.58 as of Jul. 03, 2026, which is 19% below its 10-year median of 1.94. GuruFocus rates CSRFF with a GF Score™ of 53/100 and a GF Value™ of $11.41. Among 1,517 Banks companies, Credit Agricole Nord de France ranks better than 59.2% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Credit Agricole Nord de France's share price is $21.18. Credit Agricole Nord de France's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $13.42. Hence, Credit Agricole Nord de France's PS Ratio for today is 1.58.

The historical rank and industry rank for Credit Agricole Nord de France's PS Ratio or its related term are showing as below:

CSRFF' s PS Ratio Range Over the Past 10 Years
Min: 1.09   Med: 1.94   Max: 3.27
Current: 2.49

During the past 13 years, Credit Agricole Nord de France's highest PS Ratio was 3.27. The lowest was 1.09. And the median was 1.94.

CSRFF's PS Ratio is ranked better than
59.2% of 1517 companies
in the Banks industry
Industry Median: 2.98 vs CSRFF: 2.49

Credit Agricole Nord de France's Revenue per Sharefor the six months ended in Dec. 2025 was $6.35. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $13.42.

During the past 12 months, the average Revenue per Share Growth Rate of Credit Agricole Nord de France was 3.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 1.30% per year. During the past 5 years, the average Revenue per Share Growth Rate was 3.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 0.60% per year.

During the past 13 years, Credit Agricole Nord de France's highest 3-Year average Revenue per Share Growth Rate was 4.40% per year. The lowest was -8.80% per year. And the median was -0.30% per year.

Back to Basics: PS Ratio


Credit Agricole Nord de France  (OTCPK:CSRFF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Credit Agricole Nord de France PS Ratio Related Terms


Credit Agricole Nord de France PS Ratio Historical Data

* Premium members only.

The historical data trend for Credit Agricole Nord de France's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Nord de France PS Ratio Chart

Credit Agricole Nord de France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.90 1.48 1.23 1.30 2.42

Credit Agricole Nord de France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.23 0.00 1.30 0.00 2.42

Credit Agricole Nord de France PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Nord de France's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Nord de France PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Nord de France's PS Ratio distribution charts can be found below:

* The bar in red indicates where Credit Agricole Nord de France's PS Ratio falls into.


CSRFF
53GF Score
Credit Agricole Nord de France CSRFF
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Nord de France PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Credit Agricole Nord de France's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=21.18/13.422
=1.58

Credit Agricole Nord de France's Share Price of today is $21.18.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Credit Agricole Nord de France's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $13.42.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.58 mean?
Credit Agricole Nord de France (CSRFF) has a PS Ratio of 1.58 as of Jul. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Credit Agricole Nord de France and its competitors. This is 19% below median its historical median of 1.94. Over the past decade, Credit Agricole Nord de France's PS Ratio has ranged from 1.09 to 3.27. According to the industry distribution chart, Credit Agricole Nord de France ranks #619 out of 1517 companies in the Banks industry, placing it in the top 40.8%.
Is Credit Agricole Nord de France's PS Ratio too high?
Credit Agricole Nord de France's current PS Ratio of 1.58 is 19% below median its 10-year median of 1.94. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 3.27. The Banks industry median PS Ratio is 2.98. Credit Agricole Nord de France's value of 1.58 is 47% below this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #619 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Agricole Nord de France has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #619 out of 1517 companies for PS Ratio. This puts Credit Agricole Nord de France in the upper half of its industry. The industry median PS Ratio is 2.98. Credit Agricole Nord de France's value of 1.58 is 47% below this benchmark. Historically, Credit Agricole Nord de France's own PS Ratio has ranged from 1.09 to 3.27 over the past decade. While the company's 10-year median is 1.94 vs. the industry median of 2.98, Credit Agricole Nord de France has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current PS Ratio of 1.58 is 47% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current PS Ratio is 1.58, which is 19% below median its own 10-year median of 1.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current PS Ratio of 1.58. The stock's GF Value™ is $11.41, compared to a current price of $21.18 — trading 85.6% above its estimated fair value. The current PS Ratio is 1.58, which is 19% below median its 10-year median of 1.94 and 47% below the Banks industry median of 2.98. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current PS Ratio is 1.58 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued. The current stock price of $21.18 is trading 85.6% above its estimated GF Value™ of $11.41.

Key valuation signals for CSRFF:

  • PS Ratio: 1.58 (19% below median its 10-year median of 1.94)
  • GF Value™: $11.41 vs. price of $21.18 (85.6% above fair value)
  • GF Score™: 53/100
  • Industry Position: 47% below the Banks median (#619 of 1517)

No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UKCNDF:France
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score

Get the complete analysis for CSRFF

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.18
Price
$11.41
GF Value