CSRFF (Credit Agricole Nord de France) Shareholder Yield % : 6.90% (As of Dec. 2025) — 64% Below Median


CSRFF Credit Agricole Nord de France CSRFF
53 GF Score
Price $21.18
GF Value $11.41
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What is Credit Agricole Nord de France Shareholder Yield %?

Credit Agricole Nord de France CSRFF 53 Shareholder Yield % is 6.90% as of Dec. 2025, which is 64% below its 10-year median of 19.34. GuruFocus rates CSRFF with a GF Scoreâ„¢ of 53/100 and a GF Valueâ„¢ of $11.41. Among 1,502 Banks companies, Credit Agricole Nord de France ranks better than 71.44% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Credit Agricole Nord de France's Shareholder Yield % was 6.90%.


Credit Agricole Nord de France  (OTCPK:CSRFF) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Credit Agricole Nord de France Shareholder Yield % Related Terms


Credit Agricole Nord de France Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Credit Agricole Nord de France's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Nord de France Shareholder Yield % Chart

Credit Agricole Nord de France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.69 -0.37 23.67 8.99 6.50

Credit Agricole Nord de France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.67 18.77 8.99 8.47 6.50

Credit Agricole Nord de France Shareholder Yield % Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Nord de France's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Nord de France Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Nord de France's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Credit Agricole Nord de France's Shareholder Yield % falls into.


CSRFF
53GF Score
Credit Agricole Nord de France CSRFF
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Nord de France Shareholder Yield % Calculation

Credit Agricole Nord de France's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+1.75 %+2.15 %
=3.9 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 6.90% mean?
Credit Agricole Nord de France (CSRFF) has a Shareholder Yield % of 6.90% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Credit Agricole Nord de France and its competitors. This is 64% below median its historical median of 19.34. According to the industry distribution chart, Credit Agricole Nord de France ranks #429 out of 1502 companies in the Banks industry, placing it in the top 28.6%.
Is Credit Agricole Nord de France's Shareholder Yield % too high?
Credit Agricole Nord de France's current Shareholder Yield % of 6.90% is 64% below median its 10-year median of 19.34. The Banks industry median Shareholder Yield % is 1.56. Credit Agricole Nord de France's value of 6.90% is 343.7% above this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #429 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Agricole Nord de France has a GF Scoreâ„¢ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Shareholder Yield % compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #429 out of 1502 companies for Shareholder Yield %. This puts Credit Agricole Nord de France in the upper half of its industry. The industry median Shareholder Yield % is 1.56. Credit Agricole Nord de France's value of 6.90% is 343.7% above this benchmark. While the company's 10-year median is 19.34 vs. the industry median of 1.56, Credit Agricole Nord de France has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.56, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current Shareholder Yield % of 6.90% is 343.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median Shareholder Yield % is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current Shareholder Yield % is 6.90%, which is 64% below median its own 10-year median of 19.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current Shareholder Yield % of 6.90%. The stock's GF Value™ is $11.41, compared to a current price of $21.18 — trading 85.6% above its estimated fair value. The current Shareholder Yield % is 6.90%, which is 64% below median its 10-year median of 19.34 and 343.7% above the Banks industry median of 1.56. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current Shareholder Yield % is 6.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued. The current stock price of $21.18 is trading 85.6% above its estimated GF Value™ of $11.41.

Key valuation signals for CSRFF:

  • Shareholder Yield %: 6.90% (64% below median its 10-year median of 19.34)
  • GF Value™: $11.41 vs. price of $21.18 (85.6% above fair value)
  • GF Score™: 53/100
  • Industry Position: 343.7% above the Banks median (#429 of 1502)

No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UKCNDF:France
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score

Get the complete analysis for CSRFF

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.18
Price
$11.41
GF Value