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The historical rank and industry rank for Credit Agricole Nord de France's Equity-to-Asset or its related term are showing as below:
CSRFF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13 Med: 0.14 Max: 0.16
Current: 0.16
During the past 13 years, the highest Equity to Asset Ratio of Credit Agricole Nord de France was 0.16. The lowest was 0.13. And the median was 0.14.
CSRFF's Equity-to-Asset is ranked better than 89.24% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs CSRFF: 0.16
Credit Agricole Nord de France (OTCPK:CSRFF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Credit Agricole Nord de France Equity-to-Asset Related Terms
Credit Agricole Nord de France Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Nord de France Equity-to-Asset Chart
Credit Agricole Nord de France Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole Nord de France's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole Nord de France Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole Nord de France's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Credit Agricole Nord de France's Equity-to-Asset falls into.
Credit Agricole Nord de France Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Nord de France (CSRFF) has a Equity-to-Asset of 0.16 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Credit Agricole Nord de France and its competitors. This is 14% above median its historical median of 0.14. Over the past decade, Credit Agricole Nord de France's Equity-to-Asset has ranged from 0.13 to 0.16. According to the industry distribution chart, Credit Agricole Nord de France ranks #164 out of 1524 companies in the Banks industry, placing it in the top 10.8%.
Is Credit Agricole Nord de France's Equity-to-Asset too high?
Credit Agricole Nord de France's current Equity-to-Asset of 0.16 is 14% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. Credit Agricole Nord de France's value of 0.16 is 60% above this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #164 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole Nord de France has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #164 out of 1524 companies for Equity-to-Asset. This places Credit Agricole Nord de France in the top 11% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Credit Agricole Nord de France's value of 0.16 is 60% above this benchmark. Historically, Credit Agricole Nord de France's own Equity-to-Asset has ranged from 0.13 to 0.16 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.10, Credit Agricole Nord de France has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current Equity-to-Asset of 0.16 is 60% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current Equity-to-Asset is 0.16, which is 14% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current Equity-to-Asset of 0.16. The stock's GF Value™ is $11.59, compared to a current price of $21.18 — trading 82.7% above its estimated fair value. The current Equity-to-Asset is 0.16, which is 14% above median its 10-year median of 0.14 and 60% above the Banks industry median of 0.10. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current Equity-to-Asset is 0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued.
The current stock price of $21.18 is trading 82.7% above its estimated GF Value™ of $11.59.
Key valuation signals for CSRFF:
Equity-to-Asset: 0.16 (14% above median its 10-year median of 0.14)
GF Value™: $11.59 vs. price of $21.18 (82.7% above fair value)
Industry Position: 60% above the Banks median (#164 of 1524)
No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole Nord de France Business Description
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score
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