CSRFF (Credit Agricole Nord de France) 3-Year Dividend Growth Rate: -12.60% (As of Dec. 2025)

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CSRFF Credit Agricole Nord de France CSRFF
52 GF Score
Price $21.18
GF Value $11.02
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What is Credit Agricole Nord de France 3-Year Dividend Growth Rate?

Credit Agricole Nord de France CSRFF 52 3-Year Dividend Growth Rate is -12.60% as of Dec. 2025. GuruFocus rates CSRFF with a GF Score™ of 52/100 and a GF Value™ of $11.02. Among 961 Banks companies, Credit Agricole Nord de France ranks worse than 93.96% on this metric.

Credit Agricole Nord de France's Dividends per Share for the six months ended in Dec. 2025 was $0.00.

The historical rank and industry rank for Credit Agricole Nord de France's 3-Year Dividend Growth Rate or its related term are showing as below:

CSRFF' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -22.7   Med: -1.35   Max: 18.6
Current: -12.6

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Credit Agricole Nord de France was 18.60% per year. The lowest was -22.70% per year. And the median was -1.35% per year.

CSRFF's 3-Year Dividend Growth Rate is ranked worse than
93.96% of 961 companies
in the Banks industry
Industry Median: 10.1 vs CSRFF: -12.60

During the past 12 months, Credit Agricole Nord de France's average Dividends Per Share Growth Rate was 7.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -12.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -11.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -3.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Credit Agricole Nord de France's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.00. As of today, Credit Agricole Nord de France's Dividend Yield % is 0.00%.

Good Sign:

Credit Agricole Nord de France stock Dividend Yield % is close to 1-year high.

For more information regarding to dividend, please check our Dividend Page.


Credit Agricole Nord de France  (OTCPK:CSRFF) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Credit Agricole Nord de France's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 1.27
=0.00

During the past 13 years, the highest Dividend Payout Ratio of Credit Agricole Nord de France was 0.64. The lowest was 0.23. And the median was 0.37.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Credit Agricole Nord de France Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
EUR 0.8500002026-04-302026-05-042026-05-05Cash DividendannuallyEUR:USD 1.169591

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Credit Agricole Nord de France's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.99415235/21.18
=4.69 %

Current Share Price is $21.18.
Credit Agricole Nord de France's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.99415235.

During the past 13 years, the highest Dividend Yield of Credit Agricole Nord de France was 8.65%. The lowest was 0.00%. And the median was 4.52%.

Good Sign:

Credit Agricole Nord de France stock Dividend Yield % is close to 1-year high.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Credit Agricole Nord de France 3-Year Dividend Growth Rate Related Terms>


Credit Agricole Nord de France 3-Year Dividend Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Nord de France's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Nord de France 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Nord de France's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Credit Agricole Nord de France's 3-Year Dividend Growth Rate falls into.


CSRFF
52GF Score
Credit Agricole Nord de France CSRFF
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Nord de France 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of -12.60% mean?
Credit Agricole Nord de France (CSRFF) has a 3-Year Dividend Growth Rate of -12.60% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Credit Agricole Nord de France and its competitors. According to the industry distribution chart, Credit Agricole Nord de France ranks #903 out of 961 companies in the Banks industry, placing it in the top 94%.
Is Credit Agricole Nord de France's 3-Year Dividend Growth Rate too high?
Credit Agricole Nord de France's current 3-Year Dividend Growth Rate is -12.60%. Based on the distribution chart, Credit Agricole Nord de France ranks #903 out of 961 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Agricole Nord de France has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #903 out of 961 companies for 3-Year Dividend Growth Rate. This places Credit Agricole Nord de France in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 961 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current 3-Year Dividend Growth Rate is -12.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current 3-Year Dividend Growth Rate of -12.60%. The stock's GF Value™ is $11.02, compared to a current price of $21.18 — trading 92.2% above its estimated fair value. The current 3-Year Dividend Growth Rate is -12.60%. Credit Agricole Nord de France's overall GF Score™ is 52/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current 3-Year Dividend Growth Rate is -12.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued. The current stock price of $21.18 is trading 92.2% above its estimated GF Value™ of $11.02.

Key valuation signals for CSRFF:

  • 3-Year Dividend Growth Rate: -12.60%
  • GF Value™: $11.02 vs. price of $21.18 (92.2% above fair value)
  • GF Score™: 52/100

No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UKCNDF:France
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
52GF Score

Get the complete analysis for CSRFF

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.18
Price
$11.02
GF Value