CSRFF (Credit Agricole Nord de France) Price-to-Tangible-Book: 0.17 (As of Aug. 31, 2026)

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CSRFF Credit Agricole Nord de France CSRFF
53 GF Score
Price $21.18
GF Value $10.83
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What is Credit Agricole Nord de France Price-to-Tangible-Book?

Credit Agricole Nord de France CSRFF 53 Price-to-Tangible-Book is 0.17 as of Aug. 31, 2026. GuruFocus rates CSRFF with a GF Score™ of 53/100 and a GF Value™ of $10.83. Among 1,497 Banks companies, Credit Agricole Nord de France ranks better than 96.66% on this metric.

As of today (2026-08-31), Credit Agricole Nord de France's share price is $21.18. Credit Agricole Nord de France's Tangible Book per Share of Dec. 2025 for the quarter that ended in Dec. 2025 was $126.68. Hence, Credit Agricole Nord de France's Price to Tangible Book Ratio of today is 0.17.

The historical rank and industry rank for Credit Agricole Nord de France's Price-to-Tangible-Book or its related term are showing as below:

CSRFF' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.14   Med: 0.27   Max: 0.37
Current: 0.28

During the past 13 years, Credit Agricole Nord de France's highest Price to Tangible Book Ratio was 0.37. The lowest was 0.14. And the median was 0.27.

CSRFF's Price-to-Tangible-Book is ranked better than
96.66% of 1497 companies
in the Banks industry
Industry Median: 1.2 vs CSRFF: 0.28

A closely related ratio is called PB Ratio. As of today, Credit Agricole Nord de France's share price is $21.18. Credit Agricole Nord de France's Book Value per Sharefor the quarter that ended in Dec. 2025 was $127.27. Hence, Credit Agricole Nord de France's P/B Ratio of today is 0.17.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Credit Agricole Nord de France Price-to-Tangible-Book Related Terms


Credit Agricole Nord de France Price-to-Tangible-Book Historical Data

* Premium members only.

The historical data trend for Credit Agricole Nord de France's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Nord de France Price-to-Tangible-Book Chart

Credit Agricole Nord de France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Tangible-Book
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 0.23 0.21 0.21 0.17

Credit Agricole Nord de France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Price-to-Tangible-Book Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.21 0.21 0.18 0.17

Credit Agricole Nord de France Price-to-Tangible-Book Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Nord de France's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Nord de France Price-to-Tangible-Book vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Nord de France's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Credit Agricole Nord de France's Price-to-Tangible-Book falls into.


CSRFF
53GF Score
Credit Agricole Nord de France CSRFF
Price-to-Tangible-Book is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Nord de France Price-to-Tangible-Book Calculation

Credit Agricole Nord de France's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Dec. 2025 )
=21.18/126.675
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about Price-to-Tangible-Book →
What does a Price-to-Tangible-Book of 0.17 mean?
Credit Agricole Nord de France (CSRFF) has a Price-to-Tangible-Book of 0.17 as of Aug. 31, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Credit Agricole Nord de France and its competitors. According to the industry distribution chart, Credit Agricole Nord de France ranks #50 out of 1497 companies in the Banks industry, placing it in the top 3.3%.
Is Credit Agricole Nord de France's Price-to-Tangible-Book too high?
Credit Agricole Nord de France's current Price-to-Tangible-Book is 0.17. The Banks industry median Price-to-Tangible-Book is 1.20. Credit Agricole Nord de France's value of 0.17 is 85.8% below this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #50 out of 1497 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole Nord de France has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Price-to-Tangible-Book compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #50 out of 1497 companies for Price-to-Tangible-Book. This places Credit Agricole Nord de France in the top 3% of its industry — outperforming the majority of peers. The industry median Price-to-Tangible-Book is 1.20. Credit Agricole Nord de France's value of 0.17 is 85.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current Price-to-Tangible-Book of 0.17 is 85.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current Price-to-Tangible-Book is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current Price-to-Tangible-Book of 0.17. The stock's GF Value™ is $10.83, compared to a current price of $21.18 — trading 95.6% above its estimated fair value. The current Price-to-Tangible-Book is 0.17 and 85.8% below the Banks industry median of 1.20. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current Price-to-Tangible-Book is 0.17 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued. The current stock price of $21.18 is trading 95.6% above its estimated GF Value™ of $10.83.

Key valuation signals for CSRFF:

  • Price-to-Tangible-Book: 0.17
  • GF Value™: $10.83 vs. price of $21.18 (95.6% above fair value)
  • GF Score™: 53/100
  • Industry Position: 85.8% below the Banks median (#50 of 1497)

No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UKCNDF:France
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score

Get the complete analysis for CSRFF

Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.18
Price
$10.83
GF Value