CSRFF (Credit Agricole Nord de France) Liabilities-to-Assets : 0.84 (As of Dec. 2025)


CSRFF Credit Agricole Nord de France CSRFF
48 GF Score
Price $21.18
GF Value $11.38
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What is Credit Agricole Nord de France Liabilities-to-Assets?

Credit Agricole Nord de France CSRFF 48 Liabilities-to-Assets is 0.84 as of Dec. 2025. GuruFocus rates CSRFF with a GF Score™ of 48/100 and a GF Value™ of $11.38.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Credit Agricole Nord de France's Total Liabilities for the quarter that ended in Dec. 2025 was $38,701.9 Mil. Credit Agricole Nord de France's Total Assets for the quarter that ended in Dec. 2025 was $46,082.0 Mil. Therefore, Credit Agricole Nord de France's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.84.


Credit Agricole Nord de France  (OTCPK:CSRFF) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Credit Agricole Nord de France Liabilities-to-Assets Related Terms


Credit Agricole Nord de France Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Credit Agricole Nord de France's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Nord de France Liabilities-to-Assets Chart

Credit Agricole Nord de France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 0.87 0.86 0.85 0.84

Credit Agricole Nord de France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.86 0.85 0.85 0.84

Credit Agricole Nord de France Liabilities-to-Assets Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole Nord de France's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Nord de France Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole Nord de France's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Credit Agricole Nord de France's Liabilities-to-Assets falls into.


CSRFF
48GF Score
Credit Agricole Nord de France CSRFF
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Nord de France Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Credit Agricole Nord de France's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=38701.909/46081.98
=0.84

Credit Agricole Nord de France's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=38701.909/46081.98
=0.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.84 mean?
Credit Agricole Nord de France (CSRFF) has a Liabilities-to-Assets of 0.84 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Credit Agricole Nord de France and its competitors.
Is Credit Agricole Nord de France's Liabilities-to-Assets too high?
Credit Agricole Nord de France's current Liabilities-to-Assets is 0.84. Overall, Credit Agricole Nord de France has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Liabilities-to-Assets compare to competitors?
Credit Agricole Nord de France's Liabilities-to-Assets of 0.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Credit Agricole Nord de France and its competitors. Credit Agricole Nord de France's current Liabilities-to-Assets is 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current Liabilities-to-Assets of 0.84. The stock's GF Value™ is $11.38, compared to a current price of $21.18 — trading 86.1% above its estimated fair value. The current Liabilities-to-Assets is 0.84. Credit Agricole Nord de France's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current Liabilities-to-Assets is 0.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued. The current stock price of $21.18 is trading 86.1% above its estimated GF Value™ of $11.38.

Key valuation signals for CSRFF:

  • Liabilities-to-Assets: 0.84
  • GF Value™: $11.38 vs. price of $21.18 (86.1% above fair value)
  • GF Score™: 48/100

No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UKCNDF:France
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
48GF Score

Get the complete analysis for CSRFF

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.18
Price
$11.38
GF Value