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During the past 12 months, Credit Agricole Nord de France's average EPS without NRIGrowth Rate was 8.80% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 3.00% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 9.20% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 0.90% per year.
During the past 13 years, Credit Agricole Nord de France's highest 3-Year average EPS without NRI Growth Rate was 56.30% per year. The lowest was -16.00% per year. And the median was 3.45% per year.
Credit Agricole Nord de France (OTCPK:CSRFF) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Credit Agricole Nord de France Earnings per Share (Diluted) Related Terms
Credit Agricole Nord de France Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Nord de France Earnings per Share (Diluted) Chart
Credit Agricole Nord de France Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole Nord de France's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole Nord de France PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole Nord de France's PE Ratio distribution charts can be found below:
* The bar in red indicates where Credit Agricole Nord de France's PE Ratio falls into.
Credit Agricole Nord de France Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Credit Agricole Nord de France's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $3.62
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $3.62 mean?
Credit Agricole Nord de France (CSRFF) has a Earnings per Share (Diluted) of $3.62 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Credit Agricole Nord de France and its competitors. According to the industry distribution chart, Credit Agricole Nord de France ranks #893 out of 1413 companies in the Banks industry, placing it in the top 63.2%.
Is Credit Agricole Nord de France's Earnings per Share (Diluted) too high?
Credit Agricole Nord de France's current Earnings per Share (Diluted) is $3.62. The Banks industry median Earnings per Share (Diluted) is 7.30. Credit Agricole Nord de France's value of $3.62 is 50.4% below this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #893 out of 1413 companies in the Banks industry, which is below the industry midpoint. Overall, Credit Agricole Nord de France has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #893 out of 1413 companies for Earnings per Share (Diluted). This places Credit Agricole Nord de France in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Credit Agricole Nord de France's value of $3.62 is 50.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current Earnings per Share (Diluted) of $3.62 is 50.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current Earnings per Share (Diluted) is $3.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current Earnings per Share (Diluted) of $3.62. The stock's GF Value™ is $11.59, compared to a current price of $21.18 — trading 82.7% above its estimated fair value. The current Earnings per Share (Diluted) is $3.62 and 50.4% below the Banks industry median of 7.30. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current Earnings per Share (Diluted) is $3.62 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued.
The current stock price of $21.18 is trading 82.7% above its estimated GF Value™ of $11.59.
Key valuation signals for CSRFF:
Earnings per Share (Diluted): $3.62
GF Value™: $11.59 vs. price of $21.18 (82.7% above fair value)
Industry Position: 50.4% below the Banks median (#893 of 1413)
No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole Nord de France Business Description
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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