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Credit Agricole Nord de FranceCSRFF 53 Shiller PE Ratio is 9.90 as of Aug. 04, 2026, which is 22% above its 10-year median of 8.13. GuruFocus rates CSRFF with a GF Score™ of 53/100 and a GF Value™ of $11.10. Among 1,236 Banks companies, Credit Agricole Nord de France ranks better than 72.73% on this metric.
The historical rank and industry rank for Credit Agricole Nord de France's Shiller PE Ratio or its related term are showing as below:
CSRFF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.21 Med: 8.13 Max: 13.37
Current: 10.36
During the past 13 years, Credit Agricole Nord de France's highest Shiller PE Ratio was 13.37. The lowest was 4.21. And the median was 8.13.
CSRFF's Shiller PE Ratio is ranked better than 72.73% of 1236
companies
in the Banks industry
Industry Median: 13.985
vs CSRFF: 10.36
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Credit Agricole Nord de France's adjusted earnings per share data of for the fiscal year that ended in Dec25 was $3.687. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.14 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Credit Agricole Nord de France (OTCPK:CSRFF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Credit Agricole Nord de France Shiller PE Ratio Related Terms
Credit Agricole Nord de France Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Nord de France Shiller PE Ratio Chart
Credit Agricole Nord de France Shiller PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole Nord de France's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole Nord de France Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole Nord de France's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Credit Agricole Nord de France's Shiller PE Ratio falls into.
Credit Agricole Nord de France Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Credit Agricole Nord de France (CSRFF) has a Shiller PE Ratio of 9.90 as of Aug. 04, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credit Agricole Nord de France and its competitors. This is 22% above median its historical median of 8.13. Over the past decade, Credit Agricole Nord de France's Shiller PE Ratio has ranged from 4.21 to 13.37. According to the industry distribution chart, Credit Agricole Nord de France ranks #337 out of 1236 companies in the Banks industry, placing it in the top 27.3%.
Is Credit Agricole Nord de France's Shiller PE Ratio too high?
Credit Agricole Nord de France's current Shiller PE Ratio of 9.90 is 22% above median its 10-year median of 8.13. Over the past 10 years, this metric has ranged from a low of 4.21 to a high of 13.37. The Banks industry median Shiller PE Ratio is 13.99. Credit Agricole Nord de France's value of 9.90 is 29.2% below this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #337 out of 1236 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Agricole Nord de France has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #337 out of 1236 companies for Shiller PE Ratio. This puts Credit Agricole Nord de France in the upper half of its industry. The industry median Shiller PE Ratio is 13.99. Credit Agricole Nord de France's value of 9.90 is 29.2% below this benchmark. Historically, Credit Agricole Nord de France's own Shiller PE Ratio has ranged from 4.21 to 13.37 over the past decade. While the company's 10-year median is 8.13 vs. the industry median of 13.99, Credit Agricole Nord de France has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.99, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current Shiller PE Ratio of 9.90 is 29.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current Shiller PE Ratio is 9.90, which is 22% above median its own 10-year median of 8.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (CSRFF) has a current Shiller PE Ratio of 9.90. The stock's GF Value™ is $11.10, compared to a current price of $21.18 — trading 90.8% above its estimated fair value. The current Shiller PE Ratio is 9.90, which is 22% above median its 10-year median of 8.13 and 29.2% below the Banks industry median of 13.99. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Credit Agricole Nord de France (CSRFF), the current Shiller PE Ratio is 9.90 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole Nord de France (CSRFF) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued.
The current stock price of $21.18 is trading 90.8% above its estimated GF Value™ of $11.10.
Key valuation signals for CSRFF:
Shiller PE Ratio: 9.90 (22% above median its 10-year median of 8.13)
GF Value™: $11.10 vs. price of $21.18 (90.8% above fair value)
Industry Position: 29.2% below the Banks median (#337 of 1236)
No single metric tells the full story. See the CSRFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score
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