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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, WCF Bancorp's Enterprise Value is $11.33 Mil.
WCF Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2018 was $0.68 Mil. Therefore, WCF Bancorp's EV-to-OCF for today is 16.76.
The historical rank and industry rank for WCF Bancorp's EV-to-OCF or its related term are showing as below:
WCFB'
s EV-to-OCF Range Over the Past 10 Years
Min: -0.77 Med: 0 Max: 17.23
Current: 16.76
During the past 13 years, the highest EV-to-OCF of WCF Bancorp was 17.23. The lowest was -0.77. And the median was .
WCFB's EV-to-OCF is not ranked
in the Banks industry.
Industry Median: 4
vs WCFB: 16.76
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
WCF Bancorp's PE Ratio (TTM) for today is calculated as:
WCF Bancorp's share price for today is $6.08.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. WCF Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2018 was $0.090.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
WCF Bancorp EV-to-OCF Related Terms
WCF Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for WCF Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, WCF Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WCF Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, WCF Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where WCF Bancorp's EV-to-OCF falls into.
WCF Bancorp's current Enterprise Value is $11.33 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. WCF Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2018 was $0.68 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WCF Bancorp (WCFB) has a EV-to-OCF of 16.76 as of Aug. 11, 2026.
Is WCF Bancorp's EV-to-OCF too high?
WCF Bancorp's current EV-to-OCF is 16.76. The Banks industry median EV-to-OCF is 4.00. WCF Bancorp's value of 16.76 is 319% above this industry median. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's EV-to-OCF compare to FNFI and LBNW?
WCF Bancorp's EV-to-OCF of 16.76 can be compared against companies in the Banks industry. The industry median EV-to-OCF is 4.00. WCF Bancorp's value of 16.76 is 319% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.00, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WCF Bancorp's current EV-to-OCF of 16.76 is 319% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WCF Bancorp's current EV-to-OCF is 16.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current EV-to-OCF of 16.76. The current EV-to-OCF is 16.76 and 319% above the Banks industry median of 4.00. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current EV-to-OCF is 16.76 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
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