WCFB (WCF Bancorp) 1-Year Sharpe Ratio: -1.00 (As of Jul. 22, 2026)

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WCFB WCF Bancorp Inc WCFB
12 GF Score
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What is WCF Bancorp 1-Year Sharpe Ratio?

WCF Bancorp WCFB 12 1-Year Sharpe Ratio is -1.00 as of Jul. 22, 2026. GuruFocus rates WCFB with a GF Score™ of 12/100.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-22), WCF Bancorp's 1-Year Sharpe Ratio is -1.00.

WCF Bancorp  (OTCPK:WCFB) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

WCF Bancorp 1-Year Sharpe Ratio Related Terms

WCFB vs FNFI, LBNW, ASCN: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, WCF Bancorp's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WCF Bancorp 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, WCF Bancorp's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where WCF Bancorp's 1-Year Sharpe Ratio falls into.


WCFB
12GF Score
WCF Bancorp Inc WCFB
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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WCF Bancorp 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -1.00 mean?
WCF Bancorp (WCFB) has a 1-Year Sharpe Ratio of -1.00 as of Jul. 22, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for WCF Bancorp and its competitors.
Is WCF Bancorp's 1-Year Sharpe Ratio too high?
WCF Bancorp's current 1-Year Sharpe Ratio is -1.00. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's 1-Year Sharpe Ratio compare to FNFI and LBNW?
WCF Bancorp's 1-Year Sharpe Ratio of -1.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for WCF Bancorp and its competitors. WCF Bancorp's current 1-Year Sharpe Ratio is -1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current 1-Year Sharpe Ratio of -1.00. The current 1-Year Sharpe Ratio is -1.00. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current 1-Year Sharpe Ratio is -1.00 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

WCF Bancorp Business Description

Address 401 Fair Meadow Drive, P.O. Box 638, Webster City, IA, USA, 50595
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
12GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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