WCFB (WCF Bancorp) OCF Margin %: 21.80% (As of Dec. 2018)


WCFB WCF Bancorp Inc WCFB
12 GF Score
Price $6.05
View Full Analysis

What is WCF Bancorp OCF Margin %?

WCF Bancorp WCFB 12 OCF Margin % is 21.80% as of Dec. 2018. GuruFocus rates WCFB with a GF Score™ of 12/100.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. WCF Bancorp's Cash Flow from Operations for the six months ended in Dec. 2018 was $0.68 Mil. WCF Bancorp's Revenue for the six months ended in Dec. 2018 was $3.10 Mil. Therefore, WCF Bancorp's OCF Margin % for the quarter that ended in Dec. 2018 was 21.80%.

As of today, WCF Bancorp's current OCF Yield % is 6.00%.

The historical rank and industry rank for WCF Bancorp's OCF Margin % or its related term are showing as below:

WCFB' s OCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0
Current: 21.8

WCFB's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 29.44 vs WCFB: 21.80

WCF Bancorp OCF Margin % Related Terms

WCF Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for WCF Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WCF Bancorp OCF Margin % Chart

WCF Bancorp Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 39.36 19.41 28.70 21.80

WCF Bancorp Semi-Annual Data
Dec97 Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 39.36 19.41 28.70 21.80

WCFB vs FNFI, LBNW, ASCN: OCF Margin % Comparison

For the Banks - Regional subindustry, WCF Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WCF Bancorp OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, WCF Bancorp's OCF Margin % distribution charts can be found below:

* The bar in red indicates where WCF Bancorp's OCF Margin % falls into.


WCFB
12GF Score
WCF Bancorp Inc WCFB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WCF Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

WCF Bancorp's OCF Margin for the fiscal year that ended in Dec. 2018 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2018 )/Revenue (A: Dec. 2018 )
=0.676/3.101
=21.80 %

WCF Bancorp's OCF Margin for the quarter that ended in Dec. 2018 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2018 )/Revenue (Q: Dec. 2018 )
=0.676/3.101
=21.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 21.80% mean?
WCF Bancorp (WCFB) has a OCF Margin % of 21.80% as of Dec. 2018. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on WCF Bancorp and its competitors.
Is WCF Bancorp's OCF Margin % too high?
WCF Bancorp's current OCF Margin % is 21.80%. The Banks industry median OCF Margin % is 29.44. WCF Bancorp's value of 21.80% is 26% below this industry median. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's OCF Margin % compare to FNFI and LBNW?
WCF Bancorp's OCF Margin % of 21.80% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.44. WCF Bancorp's value of 21.80% is 26% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WCF Bancorp's current OCF Margin % of 21.80% is 26% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on WCF Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WCF Bancorp's current OCF Margin % is 21.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current OCF Margin % of 21.80%. The current OCF Margin % is 21.80% and 26% below the Banks industry median of 29.44. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current OCF Margin % is 21.80% as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

WCF Bancorp Business Description

Address 401 Fair Meadow Drive, P.O. Box 638, Webster City, IA, USA, 50595
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
12GF Score

Get the complete analysis for WCFB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.05
Price