WCFB (WCF Bancorp) 3-1 Month Momentum %: -5.51% (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WCFB WCF Bancorp Inc WCFB
12 GF Score
Price $6.09
View Full Analysis

What is WCF Bancorp 3-1 Month Momentum %?

WCF Bancorp WCFB +0.33% 12 3-1 Month Momentum % is -5.51% as of Jul. 27, 2026. GuruFocus rates WCFB with a GF Score™ of 12/100.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-27), WCF Bancorp's 3-1 Month Momentum % is -5.51%.

The industry rank for WCF Bancorp's 3-1 Month Momentum % or its related term are showing as below:

WCFB's 3-1 Month Momentum % is not ranked
in the Banks industry.
Industry Median: 2.6 vs WCFB: -5.51

WCF Bancorp  (OTCPK:WCFB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


WCF Bancorp 3-1 Month Momentum % Related Terms


WCFB vs FNFI, LBNW, ASCN: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, WCF Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WCF Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, WCF Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where WCF Bancorp's 3-1 Month Momentum % falls into.


WCFB
12GF Score
WCF Bancorp Inc WCFB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WCF Bancorp  (OTCPK:WCFB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -5.51% mean?
WCF Bancorp (WCFB) has a 3-1 Month Momentum % of -5.51% as of Jul. 27, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on WCF Bancorp and its competitors.
Is WCF Bancorp's 3-1 Month Momentum % too high?
WCF Bancorp's current 3-1 Month Momentum % is -5.51%. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's 3-1 Month Momentum % compare to FNFI and LBNW?
WCF Bancorp's 3-1 Month Momentum % of -5.51% can be compared against companies in the Banks industry. The industry median 3-1 Month Momentum % is 2.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.60, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on WCF Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WCF Bancorp's current 3-1 Month Momentum % is -5.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current 3-1 Month Momentum % of -5.51%. The current 3-1 Month Momentum % is -5.51%. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current 3-1 Month Momentum % is -5.51% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

WCF Bancorp Business Description

Address 401 Fair Meadow Drive, P.O. Box 638, Webster City, IA, USA, 50595
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
12GF Score

Get the complete analysis for WCFB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.09
Price