MSADF (MS&AD Insurance Group Holdings) Tariff Resilience Score: 8/10 (As of Jun. 27, 2026)


MSADF MS&AD Insurance Group Holdings Inc MSADF
79 GF Score
Price $25.19
GF Value $22.59
Valuation Modestly Overvalued
! 4 Warning Signs
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What is MS&AD Insurance Group Holdings Tariff Resilience Score?

MS&AD Insurance Group Holdings MSADF -7.63% 79 Tariff Resilience Score is 8 as of Jun. 27, 2026. GuruFocus rates MSADF with a GF Score™ of 79/100 and a GF Value™ of $22.59 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 593 Insurance companies, MS&AD Insurance Group Holdings ranks better than 87.52% on this metric.

MS&AD Insurance Group Holdings has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

MS&AD Insurance Group Holdings has As an insurance provider, MS&AD is largely unaffected by tariffs. Its global operations and diversified insurance products offer resilience. Historical tariff changes have had little impact on its financial performance.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes MS&AD Insurance Group Holdings might have Highly Resilient.

MS&AD Insurance Group Holdings  (OTCPK:MSADF) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

MS&AD Insurance Group Holdings Tariff Resilience Score Related Terms

MSADF vs CB, PGR, TRV: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MS&AD Insurance Group Holdings Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where MS&AD Insurance Group Holdings's Tariff Resilience Score falls into.


MSADF
79GF Score
MS&AD Insurance Group Holdings Inc MSADF
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
MS&AD Insurance Group Holdings (MSADF) has a Tariff Resilience Score of 8 as of Jun. 27, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #74 out of 593 companies in the Insurance industry, placing it in the top 12.5%.
Is MS&AD Insurance Group Holdings' Tariff Resilience Score too high?
MS&AD Insurance Group Holdings' current Tariff Resilience Score is 8. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #74 out of 593 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' Tariff Resilience Score compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #74 out of 593 companies for Tariff Resilience Score. This places MS&AD Insurance Group Holdings in the top 13% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. MS&AD Insurance Group Holdings's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADF) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.59, compared to a current price of $25.19 — trading 11.5% above its estimated fair value. The current Tariff Resilience Score is 8. MS&AD Insurance Group Holdings' overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADF), the current Tariff Resilience Score is 8 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?

Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued. The current stock price of $25.19 is trading 11.5% above its estimated GF Value™ of $22.59. GuruFocus considers MS&AD Insurance Group Holdings to be Modestly Overvalued.

Key valuation signals for MSADF:

  • Tariff Resilience Score: 8
  • GF Value™: $22.59 vs. price of $25.19 (11.5% above fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MS&AD Insurance Group Holdings Business Description

Address Yaesu First Financial Building, Yaesu 1-3-7, Chuo-ku, Tokyo, JPN, 103-0028
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
79GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.19
Price
$22.59
GF Value