MSADF (MS&AD Insurance Group Holdings) EV-to-OCF: (As of Aug. 09, 2026)

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Director of Data and Quant Analytics at GuruFocus
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MSADF MS&AD Insurance Group Holdings Inc MSADF
86 GF Score
Price $32.25
GF Value $25.08
Valuation Modestly Overvalued
! 5 Warning Signs
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What is MS&AD Insurance Group Holdings EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, MS&AD Insurance Group Holdings's Enterprise Value is $38,238 Mil. MS&AD Insurance Group Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0 Mil. Therefore, MS&AD Insurance Group Holdings's EV-to-OCF for today is .

The historical rank and industry rank for MS&AD Insurance Group Holdings's EV-to-OCF or its related term are showing as below:

MSADF' s EV-to-OCF Range Over the Past 10 Years
Min: 7.94   Med: 0   Max: 7.94
Current: 7.94

During the past 13 years, the highest EV-to-OCF of MS&AD Insurance Group Holdings was 7.94. The lowest was 7.94. And the median was .

MSADF's EV-to-OCF is ranked worse than
55.62% of 507 companies
in the Insurance industry
Industry Median: 6.77 vs MSADF: 7.94

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-09), MS&AD Insurance Group Holdings's stock price is $32.248. MS&AD Insurance Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.348. Therefore, MS&AD Insurance Group Holdings's PE Ratio (TTM) for today is 13.73.


MS&AD Insurance Group Holdings  (OTCPK:MSADF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

MS&AD Insurance Group Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=32.248/2.348
=13.73

MS&AD Insurance Group Holdings's share price for today is $32.248.
MS&AD Insurance Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.348.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


MS&AD Insurance Group Holdings EV-to-OCF Related Terms


MS&AD Insurance Group Holdings EV-to-OCF Historical Data

* Premium members only.

The historical data trend for MS&AD Insurance Group Holdings's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MS&AD Insurance Group Holdings EV-to-OCF Chart

MS&AD Insurance Group Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.73 0.95 5.49 5.69 6.45

MS&AD Insurance Group Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.69 0.00 0.00 0.00 6.45

MSADF vs CB, PGR, TRV: EV-to-OCF Comparison

For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MS&AD Insurance Group Holdings EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where MS&AD Insurance Group Holdings's EV-to-OCF falls into.


MSADF
86GF Score
MS&AD Insurance Group Holdings Inc MSADF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MS&AD Insurance Group Holdings EV-to-OCF Calculation

MS&AD Insurance Group Holdings's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=38237.909/0
=

MS&AD Insurance Group Holdings's current Enterprise Value is $38,238 Mil.
MS&AD Insurance Group Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?

Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued. The current stock price of $32.25 is trading 28.6% above its estimated GF Value™ of $25.08. GuruFocus considers MS&AD Insurance Group Holdings to be Modestly Overvalued.

Key valuation signals for MSADF:

  • EV-to-OCF:
  • GF Value™: $25.08 vs. price of $32.25 (28.6% above fair value)
  • GF Score™: 86/100 with 5 warning signs

No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MS&AD Insurance Group Holdings Business Description

Address Yaesu First Financial Building, Yaesu 1-3-7, Chuo-ku, Tokyo, JPN, 103-0028
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
86GF Score

Get the complete analysis for MSADF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.25
Price
$25.08
GF Value