Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. MS&AD Insurance Group Holdings's current 1-Year Share Buyback Ratio was 4.00%.
MSADF's 1-Year Share Buyback Ratio is ranked better than 81.58% of 266
companies
in the Insurance industry
Industry Median: 0.1
vs MSADF: 4.00
MS&AD Insurance Group Holdings (OTCPK:MSADF) 1-Year Share Buyback Ratio Explanation
A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
MS&AD Insurance Group Holdings 1-Year Share Buyback Ratio Related Terms
MSADF vs CB, PGR, TRV: 1-Year Share Buyback Ratio Comparison
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings 1-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's 1-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's 1-Year Share Buyback Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 1-Year Share Buyback Ratio of 4.00 mean?
MS&AD Insurance Group Holdings (MSADF) has a 1-Year Share Buyback Ratio of 4.00 as of Mar. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for MS&AD Insurance Group Holdings and its competitors. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #49 out of 266 companies in the Insurance industry, placing it in the top 18.4%.
Is MS&AD Insurance Group Holdings' 1-Year Share Buyback Ratio too high?
MS&AD Insurance Group Holdings' current 1-Year Share Buyback Ratio is 4.00. The Insurance industry median 1-Year Share Buyback Ratio is 0.10. MS&AD Insurance Group Holdings' value of 4.00 is 3900% above this industry median. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #49 out of 266 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' 1-Year Share Buyback Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #49 out of 266 companies for 1-Year Share Buyback Ratio. This places MS&AD Insurance Group Holdings in the top 18% of its industry — outperforming the majority of peers. The industry median 1-Year Share Buyback Ratio is 0.10. MS&AD Insurance Group Holdings' value of 4.00 is 3900% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for an Insurance company?
The median 1-Year Share Buyback Ratio among Insurance companies is 0.10, based on 266 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year Share Buyback Ratio significantly above this median, while those in the bottom quartile fall well below. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS&AD Insurance Group Holdings's current 1-Year Share Buyback Ratio of 4.00 is 3900% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median 1-Year Share Buyback Ratio is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current 1-Year Share Buyback Ratio is 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADF) is currently considered Fairly Valued. The stock's GF Value™ is $27.89, compared to a current price of $29.15 — trading 4.5% above its estimated fair value. The current 1-Year Share Buyback Ratio is 4.00 and 3900% above the Insurance industry median of 0.10. MS&AD Insurance Group Holdings' overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADF), the current 1-Year Share Buyback Ratio is 4.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued.
The current stock price of $29.15 is trading 4.5% above its estimated GF Value™ of $27.89.
GuruFocus considers MS&AD Insurance Group Holdings to be Fairly Valued.
Key valuation signals for MSADF:
1-Year Share Buyback Ratio: 4.00
GF Value™: $27.89 vs. price of $29.15 (4.5% above fair value)
Industry Position: 3900% above the Insurance median (#49 of 266)
No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
83GF Score
Get the complete analysis for MSADF
1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MSADF has been successfully added to your 
