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Radian GroupFRA:RAG -1.92%89 EV-to-OCF is 18.66 as of Aug. 09, 2026, which is 80% above its 10-year median of 10.38. GuruFocus rates FRA:RAG with a GF Score™ of 89/100 and a GF Value™ of €32.18. The stock has 5 warning signs investors should review. Among 507 Insurance companies, Radian Group ranks worse than 79.29% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Radian Group's Enterprise Value is €5,244 Mil.
Radian Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €281 Mil. Therefore, Radian Group's EV-to-OCF for today is 18.66.
The historical rank and industry rank for Radian Group's EV-to-OCF or its related term are showing as below:
FRA:RAG'
s EV-to-OCF Range Over the Past 10 Years
Min: -57.37 Med: 10.38 Max: 50.89
Current: 17.93
During the past 13 years, the highest EV-to-OCF of Radian Group was 50.89. The lowest was -57.37. And the median was 10.38.
FRA:RAG's EV-to-OCF is ranked worse than 79.29% of 507
companies
in the Insurance industry
Industry Median: 6.77
vs FRA:RAG: 17.93
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Radian Group's PE Ratio (TTM) for today is calculated as:
Radian Group's share price for today is €30.60.
Radian Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.334.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Radian Group EV-to-OCF Related Terms
Radian Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Radian Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Radian Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radian Group EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Radian Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Radian Group's EV-to-OCF falls into.
Radian Group's current Enterprise Value is €5,244 Mil.
Radian Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €281 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Radian Group (FRA:RAG) has a EV-to-OCF of 18.66 as of Aug. 09, 2026. This is 80% above median its historical median of 10.38. According to the industry distribution chart, Radian Group ranks #402 out of 507 companies in the Insurance industry, placing it in the top 79.3%.
Is Radian Group's EV-to-OCF too high?
Radian Group's current EV-to-OCF of 18.66 is 80% above median its 10-year median of 10.38. The Insurance industry median EV-to-OCF is 6.77. Radian Group's value of 18.66 is 175.6% above this industry median. Based on the distribution chart, Radian Group ranks #402 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Radian Group has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does Radian Group's EV-to-OCF compare to RYAN and ESNT?
According to the Insurance industry distribution chart, Radian Group ranks #402 out of 507 companies for EV-to-OCF. This places Radian Group in the lower half of its industry. The industry median EV-to-OCF is 6.77. Radian Group's value of 18.66 is 175.6% above this benchmark. While the company's 10-year median is 10.38 vs. the industry median of 6.77, Radian Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.77, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radian Group's current EV-to-OCF of 18.66 is 175.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radian Group's current EV-to-OCF is 18.66, which is 80% above median its own 10-year median of 10.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Radian Group (FRA:RAG) has a current EV-to-OCF of 18.66. The stock's GF Value™ is €32.18, compared to a current price of €30.60 — trading 4.9% below its estimated fair value. The current EV-to-OCF is 18.66, which is 80% above median its 10-year median of 10.38 and 175.6% above the Insurance industry median of 6.77. Radian Group's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Radian Group (FRA:RAG), the current EV-to-OCF is 18.66 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radian Group (FRA:RAG) Overvalued in 2026?
Based on GuruFocus' analysis, Radian Group stock appears to be undervalued.
The current stock price of €30.60 is trading 4.9% below its estimated GF Value™ of €32.18.
Key valuation signals for FRA:RAG:
EV-to-OCF: 18.66 (80% above median its 10-year median of 10.38)
GF Value™: €32.18 vs. price of €30.60 (4.9% below fair value)
Industry Position: 175.6% above the Insurance median (#402 of 507)
No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
89GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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