ALORY (Alior Bank) 3-Year Share Buyback Ratio: 0.00% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ALORY Alior Bank SA ALORY
72 GF Score
Price $14.74
GF Value $10.79
! 8 Warning Signs
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What is Alior Bank 3-Year Share Buyback Ratio?

Alior Bank ALORY 72 3-Year Share Buyback Ratio is 0.00 as of Mar. 2026. GuruFocus rates ALORY with a GF Score™ of 72/100 and a GF Value™ of $10.79. The stock has 8 warning signs investors should review. Among 1,040 Banks companies, Alior Bank ranks worse than 96153.75% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Alior Bank's current 3-Year Share Buyback Ratio was 0.00%.

The historical rank and industry rank for Alior Bank's 3-Year Share Buyback Ratio or its related term are showing as below:

During the past 13 years, Alior Bank's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -16.40%. And the median was -0.30%.

ALORY's 3-Year Share Buyback Ratio is not ranked *
in the Banks industry.
Industry Median: -0.2
* Ranked among companies with meaningful 3-Year Share Buyback Ratio only.

Alior Bank (OTCPK:ALORY) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Alior Bank 3-Year Share Buyback Ratio Related Terms


ALORY vs JPM, BAC, WFC: 3-Year Share Buyback Ratio Comparison

For the Banks - Diversified subindustry, Alior Bank's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alior Bank 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Alior Bank's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Alior Bank's 3-Year Share Buyback Ratio falls into.


ALORY
72GF Score
Alior Bank SA ALORY
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Alior Bank 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.00 mean?
Alior Bank (ALORY) has a 3-Year Share Buyback Ratio of 0.00 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Alior Bank and its competitors. According to the industry distribution chart, Alior Bank ranks #999999 out of 1040 companies in the Banks industry.
Is Alior Bank's 3-Year Share Buyback Ratio too high?
Alior Bank's current 3-Year Share Buyback Ratio is 0.00. Based on the distribution chart, Alior Bank ranks #999999 out of 1040 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alior Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's 3-Year Share Buyback Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #999999 out of 1040 companies for 3-Year Share Buyback Ratio. This places Alior Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Alior Bank and its competitors. Alior Bank's current 3-Year Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Alior Bank (ALORY) has a current 3-Year Share Buyback Ratio of 0.00. The stock's GF Value™ is $10.79, compared to a current price of $14.74 — trading 36.6% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.00. Alior Bank's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Alior Bank (ALORY), the current 3-Year Share Buyback Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alior Bank (ALORY) Overvalued in 2026?

Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued. The current stock price of $14.74 is trading 36.6% above its estimated GF Value™ of $10.79.

Key valuation signals for ALORY:

  • 3-Year Share Buyback Ratio: 0.00
  • GF Value™: $10.79 vs. price of $14.74 (36.6% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the ALORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alior Bank Business Description

Address ul. Lopuszanska 38D, Warsaw, POL, 02-232
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
72GF Score

Get the complete analysis for ALORY

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.74
Price
$10.79
GF Value